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The purchase of affordable housing in Beijing
Beijing's affordable housing sales policy is undergoing a major change. Yesterday, the reporter learned from the Beijing Development Office that the new method intends to designate the sales targets within the scope of relocation of national key projects, relocation of Olympic construction, renovation of dilapidated houses in cities and towns and relocation of cultural protection zones. The previously rumored "targeted sales" initially had a clear statement.

At the same time, the policy proposal will also modify the sales method, from the past sales by developers to government sales, and sell by pieces and districts, and at the same time delegate the qualification examination of buyers to all districts. Compared with the original affordable housing sales model, the adjusted sales target is more clear, while the original sales policy is aimed at low-and middle-income families with annual household income below 60,000 yuan.

It is understood that the revised economic applicable housing sales policy has solicited the opinions of relevant developers. However, as the "Measures" are still in the discussion draft stage and the new measures need to be approved by the municipal government, the specific promulgation date is still uncertain.

For the revised new policy, the developers of affordable housing projects are most concerned about how to pay back the money. A developer said that the draft we have seen so far has not refined this issue. In addition, after the sales right was handed over to the government, the developer's handling of Weifang was "uncertain" because he could not control the sales process. What buyers are most concerned about is that some consumers caught between the purchase of affordable housing and commercial housing will probably miss this kind of social welfare housing after the sales target range is narrowed.

Sun Xinxin, director of the Housing Development Office of Beijing Construction Committee, said yesterday that stopping the construction of affordable housing would lead to more problems, and the government must ensure a certain amount of affordable housing CPPCC.

Sun Xinxin said that the document 18 issued by the State Council in 2003 clearly pointed out that in order to establish a reasonable housing system, affordable housing is an integral part of this system. The practice of developing affordable housing in Beijing conforms to the state regulations.

Sun Xinxin said that in practical work, there have been different voices about whether to continue to develop affordable housing to solve the housing difficulties of low-and middle-income families. He believes that the construction of affordable housing in Beijing has stabilized the housing market and reduced Beijing housing prices, which is undeniable. It provides housing for many residents in the demolition and reconstruction areas and realizes their housing dreams; It also solved the housing difficulties for cadres in the central organs and Beijing organs who have no housing or whose housing is not up to standard.

Sun Xinxin believes that the government must ensure a certain amount of affordable housing supply in the case of scarce land resources and high housing prices in Beijing.

"Of course, Beijing's affordable housing is not without problems. For example, the apartment is too big and has been bought by high-income people. " Sun Xinxin said that we should look at this issue from a historical perspective. Affordable housing came into being under the background of stopping welfare housing distribution in China. At that time, a proactive fiscal policy was implemented to encourage people to spend. Some affordable housing was bought by government organizations as the last welfare housing distribution. The first batch of affordable housing in Beijing was built in remote places such as Huilongguan and Tiantongyuan. At that time, the transportation and supporting facilities were still relatively backward, with low housing prices and large area.

Reportedly, in recent years, the Beijing Municipal Construction Committee has been aware of these problems in affordable housing and has been constantly improving its policies. In view of the problem that the income audit of buyers is not strict, Sun Xinxin said, "The Construction Committee can now pass the audit to prevent the same person from buying multiple sets of affordable housing."

Sun Xinxin believes that in the case that the social credit system has not been fully established, the Project Construction Committee has no better way to publicize the qualifications of property buyers. She introduced that at present, the Construction Committee is communicating with the tax authorities, hoping to use the method of inquiring about the taxpayer's personal income tax payment to speculate on his income status, so as to prevent unqualified people from getting away with it.

Beijing's annual opening of 3 million square meters of affordable housing is difficult to meet the demand. Sun Xinxin said that the government should allocate these preferential housing to those who need protection most, including rebuild households, relocated households and residents evacuated from cultural protection areas.

condition

Affordable housing is very scarce.

Some time ago, it was reported in Beijing that the building would be numbered, which was confirmed as a "Jianghu rumor"

People familiar with the real estate industry said yesterday that they have not heard of affordable housing projects in Beijing recently. Some time ago, it was reported that some properties would be numbered, but it was not released after verification, which was purely a "river and lake rumor". On the other hand, the shortage of affordable housing in Beijing is obvious.

The table of saleable affordable housing in Beijing in 2004 on various real estate websites lists 24 affordable housing projects, of which 8 are "sold out", 13 is in the state of "tail house", and only 3 are marked as "new houses", but there is no clear sales time.

The Third Ring New Town, which set a "national record" for the first time in August 2003, is now in a "quiet" period. It is said that there are still 2,700 houses under construction in this property, but it is not clear when the figures will be released. It is estimated that there will be news next month.

Purchase conditions of affordable housing in Beijing

In Beijing, at present, only three conditions can be met at the same time to buy affordable housing: first, to have a Beijing urban hukou; Second, there is no housing or housing does not meet the standards; Third, the annual household income before the end of this year is below 60,000 yuan.

related news

Checking tax-controlled house purchase is still in the research stage.

A related person from the Beijing Local Taxation Bureau said that the specific measures will be announced to the public after they are determined.

In response to the statement that people who buy affordable housing will be subject to tax inspection, yesterday, a relevant person from the Beijing Local Taxation Bureau said that it was not clear about this matter, and it would be announced to the public if confirmed.

During the two sessions in Beijing, the person in charge of the Municipal Construction Committee once introduced that this policy is still in the research stage. The basic idea is to judge whether the annual income of buyers' families exceeds 60 thousand yuan by reviewing individual taxes. However, he also said that it is very difficult to implement this policy because the domestic personal credit system has not yet been established. At present, the main means to check the purchase qualification of affordable housing is to announce it to the public for supervision by the whole society.

The person in charge of the Municipal Commission of Housing and Urban-Rural Development said that this year, Beijing will regulate buyers in terms of taxes, civil affairs and provident fund, and at the same time, it will increase the intensity of review and publicity.

Last year, the publicity of affordable housing in Beijing received a total of 9 complaints, and 6 cases were investigated and dealt with, and the qualifications of buyers were cancelled, but the list of fraudulent buyers was not published. It is reported that this year, the real-name registration system registration system will be adopted, the list of fraudulent buyers will be published, and a social credit system will be established.

special case

380,000 yuan bought a 70-square-meter two-bedroom apartment.

At the beginning of 2002, Mr Yan bought a two-bedroom apartment of more than 70 square meters in an affordable housing district in Cheng Nan. The selling price at that time was 5300 yuan per square meter.

"If I hadn't caught up with the demolition, I wouldn't have bought a house and I didn't have the money to buy a house." Mr. Yan said that there were many relocated households who came here to see the house at that time, so the house sold quickly.

The seller said that at that time, Mr. Yan was looking at the quasi-existing houses, and most of them had been booked, leaving only some weifang. "At that time, the condition put forward by the seller was that the purchase price must be paid in full in cash at one time, and one-interest loans were not accepted." Mr. Yan must pay 380,000 yuan in one lump sum.

After careful consideration, coupled with the situation that the demolition could not be relocated at that time, Mr. Yan finally accepted the conditions of the developer. He said that the seller signed a house purchase contract with him without checking his income. As a relocated household, he enjoyed a certain degree of deed tax relief.

The residential property fee is 0.52 yuan per square meter per month, and the heating fee is 30 yuan per square meter. These two expenses add up to about 2500 yuan a year.

Mr. Yan calculated an account for the reporter. According to the 70-year housing life, the monthly housing cost of this house is about 450 yuan. According to the average residence period of 50 years, the monthly housing cost is about 630 yuan. Compared with the common house prices in the market, Mr. Yan thinks this price is acceptable.

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