201latest process in June 12: if it is a pure city provident fund loan, after the prepayment setting is completed and the transfer is successful, dial 01082011234 to select manual service. They will tell you what to do in the future according to your personal situation.
The follow-up is basically: let them check whether it is recorded in the system. If it has been recorded, you can go to the 7th floor of Modern Building, No.56, North Fourth Ring West Road, Haidian District with your ID card, household registration book and loan contract, and go through the guarantee termination procedures. The materials obtained after completing the formalities can go to their respective district and county construction committees for mortgage cancellation.
Second, how to repay the provident fund in advance
I. Full repayment
Note: the borrower needs to go to the housing provident fund management center and bring his ID card to the center to make an appointment. He will make an appointment for the borrower in turn according to the borrower's requirements and the banking policy of the provident fund memory card. Generally, the appointment time is short for a few days and long for no more than one month.
1. The borrower calls the hotline of the provident fund management center to check the remaining balance and make an appointment for early repayment;
2. The repayment applicant shall fill in the Application Form for Early Repayment of Housing Provident Fund Loan of Housing Provident Fund Management Center or the Application Form for Early Repayment of Part of Housing Provident Fund Loan of Housing Provident Fund Management Center, sign it and provide the required information;
3. Approved by the entrusted bank;
4, housing provident fund management center for approval;
5. The applicant goes to the bank to repay the loan principal and interest;
6. The applicant will send the prepayment form to the Housing Provident Fund Center for filing.
Second, partial repayment.
Note: The borrower calls the hotline of the provident fund management center, enters the amount to be repaid in advance, and then goes to the center to handle it.
1. The borrower calls the provident fund management hotline, inputs the amount you intend to repay in advance according to the voice prompt and makes an appointment for repayment.
2. When applying for early repayment, the repayment person shall fill in the Application for Early Repayment of Housing Provident Fund Loan of Housing Provident Fund Management Center or the Application for Early Repayment of Housing Provident Fund Loan of Housing Provident Fund Management Center, sign it and provide the required information;
3. The applicant determines the prepayment amount and prepayment date;
4. Approved by the entrusted bank;
5, housing provident fund management center for approval;
6. The applicant goes to the bank to repay part of the loan principal;
7. The applicant will send the prepayment form to the provident fund center for the record.
Three. Matters needing attention in early withdrawal of provident fund
1, the repayment time of provident fund loan is over one year;
2. The applicant is not overdue in the current state;
3. If you apply for partial repayment in advance, the minimum repayment amount is 10000 yuan each time, and it is not less than the loan principal and interest amount 12 months, and the repayment is made once a year;
4, the normal repayment of more than one year of the borrower, you can withdraw the balance of the housing provident fund account for part or all of the repayment, only once a year;
5. There is no handling fee and penalty for early withdrawal of the provident fund.
Third, the process of early withdrawal and decompression of provident fund?
I. Full repayment
Note: the borrower needs to go to the housing provident fund management center and bring his ID card to the center to make an appointment. He will make an appointment for the borrower in turn according to the borrower's requirements and the banking policy of the provident fund memory card. Generally, the appointment time is short for a few days and long for no more than one month.
1. The borrower calls the hotline of the provident fund management center to check the remaining balance and make an appointment for early repayment;
2. The repayment applicant shall fill in the Application Form for Early Repayment of Housing Provident Fund Loan of Housing Provident Fund Management Center or the Application Form for Early Repayment of Part of Housing Provident Fund Loan of Housing Provident Fund Management Center, sign it and provide the required information;
3. Approved by the entrusted bank;
4, housing provident fund management center for approval;
5. The applicant goes to the bank to repay the loan principal and interest;
6. The applicant will send the prepayment form to the Housing Provident Fund Center for filing.
Second, partial repayment.
Note: The borrower calls the hotline of the provident fund management center, enters the amount to be repaid in advance, and then goes to the center to handle it.
1. The borrower calls the provident fund management hotline, inputs the amount you intend to repay in advance according to the voice prompt and makes an appointment for repayment.
2. When applying for early repayment, the repayment person shall fill in the Application for Early Repayment of Housing Provident Fund Loan of Housing Provident Fund Management Center or the Application for Early Repayment of Housing Provident Fund Loan of Housing Provident Fund Management Center, sign it and provide the required information;
3. The applicant determines the prepayment amount and prepayment date;
4. Approved by the entrusted bank;
5, housing provident fund management center for approval;
6. The applicant goes to the bank to repay part of the loan principal;
7. The applicant will send the prepayment form to the provident fund center for the record.
Three. Matters needing attention in early withdrawal of provident fund
1, the repayment time of provident fund loan is over one year;
2. The applicant is not overdue in the current state;
3. If you apply for partial repayment in advance, the minimum repayment amount is 10000 yuan each time, and it is not less than the loan principal and interest amount 12 months, and the repayment is made once a year;
4, the normal repayment of more than one year of the borrower, you can withdraw the balance of the housing provident fund account for part or all of the repayment, only once a year;
5. There is no handling fee and penalty for early withdrawal of the provident fund.
Four. Prepayment process of Jinan provident fund
Prepayment process of Jinan provident fund:
1. Before repaying the loan in advance, to inquire about the remaining loan amount, call the hotline of the provident fund management center and enter part of the prepayment amount according to the voice prompt. Then the user takes the ID card to the local provident fund management center.
2. According to the repayment amount, the user fills in the Application Form for Advance Repayment of Housing Provident Fund Loans in the Housing Provident Fund Management Center, and fills in the Application Form for Advance Repayment of Partial Repayment of Partial Loans, which is signed and sealed by the staff and provides corresponding materials;
3. Next, the applicant's application is waiting for bank approval;
4. After the approval of the bank, it is followed by the approval of the housing provident fund management center;
5. After receiving the notice of successful approval, the applicant can go to the bank to repay the interest;
6. The user prepays and deposits it in the archives of the housing provident fund management center.
Legal basis: Article 24 of the Regulations on the Administration of Housing Provident Fund.
In any of the following circumstances, the employee may withdraw the storage balance in the employee housing provident fund account:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lost the ability to work, and with the single
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income.
In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.
If an employee dies, the employee's heirs and legatee can withdraw the depositor and legatee from the employee's housing provident fund account, and the storage balance in the employee's housing provident fund account belongs to the housing enterprise.