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Can I buy a house with a loan from a different place?
Buying a house in a different place can be loaned, but it depends on the loan method and local loan policy. If you plan to use provident fund loans, you need to understand that many cities can't use off-site provident funds. The scheme of using commercial loans depends on the local first and second home loan policies. Under normal circumstances, you can apply for a commercial loan if you meet the local purchase qualification, but the loan ratio is related to the number of houses and whether the loan is paid off.

How to buy a house in a different place

1. Know your purchasing power: If you are going to buy a house in a different place, you should know the local price and consumption level and correctly evaluate your purchasing power. In order not to increase the financial burden of buyers, before buying a house, we should summarize our income, family economic situation and family expenditure, know how much we can pay for buying a house, and choose a city and house that suits us.

2. Assess your own economic ability: Before buying a house in a different place, buyers should fully understand and master their own economic income and bank credit status (check with the bank). Only in this way can we determine which area the house can buy, how large it can be, whether it can be bought in full or by loan.

3. On-the-spot investigation: Even if you buy a house in a different place, buyers should also conduct on-the-spot investigations on the real estate. The main contents of the inspection include the price, location and quality of local real estate, developer's information, brand reputation, real estate planning and design renderings, contract samples, floor, area, floor plan and sales of specific rooms (ordering, selling, drafting contracts, signing contracts, issuing certificates, and personal use).

4. Understand the contents of the contract before payment: property buyers need to "read the contract before payment" and carefully read and understand the specific terms signed with the developer, such as confirmation (confirmation) of the purchase agreement, commercial housing sales contract and supplementary agreement, preliminary property service agreement, etc., to determine whether the terms are true and accurate and whether the rights and obligations of both parties are equal. In addition, property buyers must carefully check whether the annexes to the contract are complete when signing commercial housing sales contracts with developers.