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Can the court auction the loan house before the loan is repaid?

The court can auction the loan house before the loan is repaid, and the auction amount will be repaid to the creditor after the loan is repaid.

According to Article 508 of the "Opinions of the Supreme People's Court on Several Issues Concerning the Application of the Civil Procedure Law of the People's Republic of China", if the person subject to execution is a citizen or other organization, after the execution procedure begins , if other creditors of the person subject to execution who have obtained the basis for execution find that the property of the person subject to execution cannot pay off all their claims, they may apply to the People's Court to participate in the distribution.

Creditors who have priority and security rights to property that has been sealed, detained, or frozen by the people's court may directly apply to participate in the distribution and claim priority for repayment.

Extended information:

Article 510 of the "Opinions of the Supreme People's Court on Several Issues Concerning the Application of the Civil Procedure Law of the People's Republic of China" , after deducting execution fees from the proceeds from execution and paying off the claims that should be paid in priority, ordinary claims will, in principle, be repaid in proportion to the amount of all claims applied for participation in the distribution. The person subject to execution shall continue to pay off the remaining debt after repayment. If the creditor discovers that the person subject to execution has other properties, he may request the People's Court for execution at any time.

Article 511: If multiple creditors apply to participate in the distribution of execution property, the enforcement court shall prepare a property distribution plan and serve it to each creditor and the person subject to execution. If a creditor or person subject to execution has any objection to the distribution plan, he or she shall submit a written objection to the enforcement court within fifteen days from the date of receipt of the distribution plan.

Gaozhou City People's Court - Interpretation on the Application of the "Civil Procedure Law of the People's Republic of China"