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Does the father's default on bank loans affect the political review?
Legal analysis: if you take the civil service exam, only the arrears have no effect.

But if it has reached the stage of enforcement, it will have an impact. At present, the civil servant's political examination must provide the inquiry records of himself and his parents on the website of the Supreme People's Court. If it is enforced, it can be found through the ID number, which will affect the political review.

Legal basis: Article 1064 of the Civil Code of People's Republic of China (PRC), the debts jointly signed by the husband and wife or ratified by one of them afterwards, and the debts incurred by one of the husband and wife in his own name for the daily needs of the family during the marriage relationship belong to the joint debts of the husband and wife.

Debts incurred by one spouse in his or her own name during the marriage relationship that exceed the daily needs of the family are not joint debts of the husband and wife, except that the creditor can prove that the debts are used for the common life, joint production and operation of the husband and wife or are expressed on the basis of the common meaning of the husband and wife.