Hello, first sign a real estate sales contract (available at the local real estate trading center), and write down your agreement in the contract, such as how to pay and how to pay by installments. Generally, you sign a sales contract and give him a 30% down payment, then go to the real estate trading center to transfer the ownership, and pay 60% on the day of transfer. After you get the property certificate, give him the final 1%.

The transfer procedure is not complicated, as long as both parties have the original and photocopy of their ID cards, household registration books, marriage certificates, tax payment vouchers, contracts and real estate licenses, they can transfer. Note that both parties must be present to sign, and either party will entrust the notary office!

One-time payment means faster than the loan 1 month, and there is no difference in other things. The total time is to transfer ownership on the day of signing the contract (with all the information), get a new property certificate 20 working days after the transfer, and then pay the water and electricity bill.

Taxes and fees to be paid for general second-hand housing transactions:

I. Taxes and fees payable by the Buyer:

1, deed tax: 65438+ 0.5% of the house price (13% for the area above 44 square meters, 1% for the area below 90 square meters, and it is the first suite).

2. Stamp duty: 0.05% of the house price.

3. Transaction cost: 3 yuan/m2.

4. Surveying and mapping fee: according to the specific regulations of each district.

5. Ownership registration fee and evidence collection fee: According to the specific regulations of each district, it is generally around 200 yuan.

Two. Taxes payable by the seller:

1, stamp duty: 0.05% of the house price.

2. Transaction cost: 3 yuan/m2.

3. Business tax: price difference *5.5% (if the real estate license is less than 5 years)

4. Personal income tax: 20% of the real estate transaction profit or 65438+ 0% of the house price (the only house can be exempted if the real estate license is over 5 years).