Natural persons (excluding those from Hong Kong, Macao and Taiwan) who can provide valid identification are between 18 and 60 years of age, and the sum of loan years is not more than 65 years of age. They have China nationality and full capacity for civil conduct.

2 have a stable economic income and the ability to repay the principal and interest of the loan on time.

3. Good credit record.

4. Provide bank-approved real estate guarantee.

5. Open a personal settlement account in our bank, and agree and authorize our bank to deduct the loan principal and interest and related expenses from its account.

6. There are clear, compliant and legal purposes for consumer loans.

7. The mortgagor must be 18-65 years old.

8. Meet other requirements of the Bank.