1. affirmative answer: the repayment date is not overdue, which can avoid overdue penalty interest and credit record damage.
2. Description:
-The repayment date is the final repayment date stipulated in the loan contract, and the repayment on that day is not considered overdue.
-Repayment on or before the repayment date can ensure timely repayment and avoid extra expenses and bad credit records caused by overdue.
-Banks or financial institutions usually start to calculate overdue interest or penalty interest the next day, so repayment on the repayment date can avoid these costs.
3. Summary:
The repayment date is not overdue, which can maintain a good credit record and avoid the occurrence of extra expenses. It is suggested that the borrower make a repayment plan in advance to ensure repayment before the repayment date and avoid overdue.
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