Whether the application is good or not depends on your credit situation, such as whether there are other loans, credit cards and other loans are in arrears and default. In addition, there must be a fixed and considerable wage income, proof of real estate, and proof of running water in the bank account for half a year, that is, how much money has been continuously deposited in the bank for half a year. If it is a public institution, government civil servants, etc. This kind of person is easy to apply for.