Ping an car owner loan is not a loan that customers can successfully get. Ping An Bank has certain requirements for mortgaged vehicles and must meet the following conditions:

1. is a non-operating vehicle under my name and has been licensed for three months.

2. The service life of the vehicle shall not exceed ten years (subject to the date of first registration), and the mileage shall not exceed150,000 km.

3. The approved value of the vehicle × the loan ratio shall not be less than 30,000.

In addition, the owner must meet the following conditions:

1. Age ranges from 22 to -60 (inclusive).

2. Have good credit.

3. Have a stable legal income.

Cars and car loans. Can I apply for a car owner loan?

No, Ping An's owner loan requires no car loan under his name.

Application conditions:

1, age: 2 1-55 years old.

2. Income requirement: after tax ≥ 3,000 yuan/month.

3. Residence requirements: the current residence is ≥6 months, and you live or work in the application place.

4. Applicant's requirements: it must be the owner of the vehicle, and there is no car loan for the vehicle under its name.

5. Car insurance requirements: the insured, the owner and the insured are consistent; Vehicle insurance is within the validity period; Support commercial auto insurance policies of all insurance companies.

Extended data:

Precautions:

1. As long as you can provide the required information, including the second-generation ID card, relevant insurance policies for automobiles, including commercial insurance and compulsory insurance, vehicle driving license and motor vehicle registration certificate, etc. When ready, you can submit it to the bank and wait for the loan. The application process is simple. After the mortgage formalities are completed, you can lend money and repay it on time in the future. Don't be overdue, which will affect the credit information.

2. Ping An car owner loan For car owners, foreign license plates can also apply for loans. There is no limit on the purchase price of the vehicle by the owner's loan, and the application for the owner's loan is not accepted for bus operation.

China Ping 'an-Ping 'an Car Owner Loan

What are the conditions for a car owner loan? Step by step explanation

; ? Speaking of Ping 'an car owner loan, in fact, it has a very good reputation in car mortgage. As long as you have a car in your name, you can apply. The maximum loan price is 90% of the car price, and the maximum amount does not exceed 500,000. As long as the information is complete, you can lend money on the same day as soon as possible to meet the demand for money in time. So, what are the conditions for a safe car owner loan? Let's explain it separately below.

1. How to borrow a car owner's loan?

1. Download Ping An Pocket Bank app and click "More" on the home page;

2. In the financial loan service, find the "owner loan";

3. Fill in personal basic information, city, upload ID card, driving license photo, etc. , complete the identity authentication and identify the information of the mortgaged vehicle;

4. Display the loanable amount and confirm to submit the application;

5. Wait for the staff to take the initiative to contact and determine related matters;

6. Take all the materials, go to the agreed offline store, handle the car inspection and loan business, and complete the vehicle mortgage registration procedures;

7. Issue loans and repay them on schedule.

Second, what are the conditions for the loan of Ping An car owners?

1, aged 22-60, needs a stable income source;

2. The vehicle is in my name, licensed and currently unsecured;

3. The vehicle purchase shall not exceed 65,438+00 years (subject to the date of first licensing);

3. The mileage of the vehicle shall not exceed10.5 million kilometers;

4. The current evaluation value of the vehicle is above 50,000;

5. My mobile phone number must be registered in real name for one year;

6. I have a good credit record, or my spouse or parents have a one-year credit record.

Note that Ping 'an car owners' loans are generally applied for with the motor vehicle registration certificate as collateral. Registration certificates for used cars, transferred cars and motor vehicles must be held for three months before they can apply, except for the transfer of spouses or immediate family members and the transfer of public cars to the name of the company's major shareholders, which is not limited by the three-month holding time.

The above is about "what conditions are needed for safe car owners' loans", and I hope it will help everyone.

What are the requirements for Ping An car owners' loans?

1, Ping An has a car loan, and the vehicle is not required to be mortgaged. Moreover, the vehicle purchase does not exceed 10 year, the mileage does not exceed10.5 million kilometers, and the vehicle evaluation value is more than 50,000 yuan.

2. There are two main requirements for car loans without car loans for Ping An car owners. First, vehicles must have auto insurance, no matter what insurance company's auto insurance is ok, and their own car owner loans are exclusive loans for auto insurance customers; The second is to require the applicant to be the owner of the vehicle, and the vehicle under his name has no car loan. It is worth mentioning that the requirement of auto insurance is that the insured, the owner and the insured are consistent; Vehicle insurance must be within the validity period. These are the vehicle requirements that need to be met when applying for a car owner loan.

3. In addition to the requirements of the car, apply for a safe car owner loan. Applicants are also required to be between 2 1 and 55 years old; Require the applicant's after-tax income to be greater than or equal to 3,000 yuan/month, and have sufficient repayment ability; In addition, the applicant must live in his current place of residence for 6 months or more, and live or work in the place where he applies for a loan.