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How to use a bank card to inquire about loans?
How do I check whether I have a loan in the bank?

There are several ways to check the loan:

1. I bring my original ID card and bank card to the counter of the business hall of the loan bank for enquiry.

2. Call the customer service phone of the loan bank, and check by phone after authentication.

Third, through the mobile banking inquiry of the loan bank, taking the Agricultural Bank as an example, the specific methods are as follows:

1. Open ABC mobile banking. After entering, find the item "Agricultural Bank of China Express E Loan" and click Enter.

2. After entering the e-loan of ABC, find the item "My Loan" and click Enter.

3. After entering my loan, you can check the loan balance.

How does ABC inquire about the loan balance?

1. Customers who have handled online banking can choose "My Loan"-"Housing Loan"-"Balance Inquiry" in online banking;

2. Transfer to manual service inquiry through 95599 telephone banking;

3. Call the original loan center, find the original loan account manager, and let the account manager inquire;

4. Go to the original loan center for on-site inquiry.

Extended data

Requirements of the Borrower:

1.1natural person aged 8-60 (Hong Kong, Macao, Taiwan, mainland China and foreigners are also allowed)

2 have a stable occupation, stable income and the ability to repay the principal and interest of the loan on schedule.

3. The borrower's actual age plus the loan application period shall not exceed 70 years old.

Information to be provided by the borrower

1. Couple ID card, household registration book/temporary residence permit, and foreigner household registration book.

Two copies of marriage certificate/divorce certificate or judgment/single certificate.

3 proof of income (format specified by the bank)

4. Copy of the business license of the unit (with official seal)

5. Credit certificate: including education certificate, other real estate, bank running water, large deposit certificate, etc.

6. If the borrower is an enterprise legal person, it must also provide the annual business license, tax registration certificate, organization code certificate, articles of association and financial statements.

Note: From May, 20 10, foreign residents who want to buy a house in Beijing must also provide the tax payment certificate of recent 1 year or the social security certificate of 1 year and other materials that can prove that they have worked in Beijing for 1 year.

The seller shall provide materials.

1. Husband and wife's ID card, household registration book and marriage certificate (marriage certificate or single certificate)

2. Real estate license

exceptional case

Information for foreigners to buy a house:

Taiwan Province Provincial People-Mainland Travel Pass (Taiwan Compatriot Certificate), household registration vine (which can prove marital status), approval form for purchasing houses in Beijing, and mortgage notarial certificate (entrusted to handle later house purchase and mortgage registration).

Hong Kong people-Hong Kong identity card, marriage certificate, mortgage notarized certificate (entrusted to handle the later house ownership certificate and mortgage registration)-Koreans-notarized translation of China passport, notarized translation of Chinese name, notarized translation of household registration book (which can prove marital status) and notarized mortgage notarized certificate (entrusted to handle the later house ownership certificate and mortgage registration).

Other nationalities-notarization of Chinese translation of passport, Chinese translation of name, Chinese translation of marriage certificate, notarization of mortgage (entrusted to handle the registration of house ownership and mortgage in the later period).

The seller shall provide the enterprise with the following information:

Legal person's ID card, original and photocopy of business license, organization code certificate, resolution of selling board of directors, articles of association, power of attorney, trustee's ID card, proof of collection account (the above materials must be stamped with official seal) and real estate license.