(1) The age of the loan applicant is above 18 years old (inclusive), and the age plus the loan period is not more than 60 years old.
(2) The loan applicant should mainly grow bulk grain and cash crops. If the loan applicant carries out field planting, he must have the right to contracted management of land obtained through legal channels, and the land is cultivated independently by the loan applicant's own family; If greenhouse planting is carried out, there must be a fixed greenhouse and a certificate of legal use right; If other planting methods are used, their legality should be proved.
(3) The loan applicant should generally have more than 3 years of planting experience and have been in business for more than 2 years.
(four) a clear production and operation plan, feasible development plan and stable and smooth product sales channels.
(5) The land planted by the loan applicant must enjoy the relevant subsidy policies of the state or local government.
(6) The loan applicant whose loan application amount is more than 200,000 yuan shall, in principle, insure the planted varieties or agricultural facilities (greenhouses, etc.). ).