First, the professional operation team. The company has a high-quality, highly educated and professional founding team. The major shareholder graduated from Peking University with a master's degree in economics and has a deep understanding of the financial industry and microfinance industry. Other shareholders may have held senior management positions in Shenzhen small loan companies and large guarantee companies, and have rich experience in personal credit management and risk control of small and medium-sized enterprises; Or have been in charge of capital operation, asset management, investment research and other work in large securities firms and fund companies. Everyone has gathered outstanding professionals in the fields of finance, wealth management, consulting, finance and law, and has scientific management methods and strict risk control system.
B. Rich wealth management products. Compared with the low interest rate of bank deposits, the high risk of stocks, real estate and artworks, and the high threshold of trust, the fixed-income wealth management products released by Renren Jucai website have obvious investment advantages of low risk, low threshold and high income, which are really suitable for ordinary people. Moreover, the platform has rich product lines such as automobile mortgage projects, real estate mortgage projects and credit loan projects, each with its own characteristics, and provides suitable products for customers with different risk preferences and income preferences.
C, unique platform positioning. Most platforms are based on "xx loan", and the product positioning focuses more on microfinance, which is relatively difficult to transform in the future. From the first day of its establishment, everyone has adhered to the platform line and positioned itself as a "sunshine integrator of private finance". The development goal is not only an information provider and matchmaking platform for microfinance, but also a diversified platform for providing many financial products for the people and a one-stop service platform for people to buy financial products.
D, perfect security. In order to ensure the safety of financial managers' funds, everyone gathers money, strictly controls risks, and a perfect guarantee system escorts the whole investment process. The company reached a strategic cooperation with a third-party guarantee institution, which provided the project and guarantee and was responsible for the risk control audit, and everyone's risk control Committee gathered money for the second risk control; The cooperation with Tencent Tenpay ensures the safety of users' funds, from recharging, investment to cash withdrawal. The "capital preservation" system promises VIP customers to preserve capital and interest, and non-VIP customers to preserve capital, and also helps financial managers to invest and solve their worries.