Banyan Tree Loan Association will check the credit information. General loans will query credit information, and the service platform will evaluate the applicant's personal credit record, loan repayment record and total property, and then determine the loan amount and loan interest. Bank loans require borrowers to have a relatively stable source of repayment, maintain good personal credit, or have collateral with sufficient value to facilitate transfer, such as houses and cars.

What are the conditions for banyan loan?

1. The lender is a citizen of China aged 18;

2. The lender has a fixed residence;

3. The lender has a stable and legal source of work and income, and has the ability to repay on time.