1. Chinese mainland citizens with full civil capacity who have reached the age of 25 and are not over 60 when the credit period expires;

2. Have a permanent residence in the town where the handling bank is located or have worked and lived in the local area for more than 2 years, self-employed individuals need to have more than 3 years of experience, and the business entity has been operating continuously for more than 2 years;

3. The accumulated overdue loans of the borrower and spouse in the last 24 months shall not exceed 5 times, and each overdue time shall not exceed 30 days, and the overdue days of the credit card shall not exceed 60 days, and neither the loan nor the credit card is overdue at present;

4. The borrower, spouse and enterprises under their names (including enterprises with funds and affiliated enterprises) should have no public case information and should not break their promises;

5. The borrower, spouse, and fund-using enterprise have no execution records in the past year, and have no execution records of more than 654.38 million yuan (inclusive) before;

6. Unlimited, pressure drop export and sensitive industries.

In addition, we also have consumer loans, which can be used for mortgage, pledge and credit extension. If you need to handle it, you can contact our outlets directly on weekdays or call the Lending Group at 95568-3 (Monday to Friday (except national holidays) at 9:00- 17:00) for consultation.