After the loan application is approved, the business agency shall notify the borrower (including the property owner), the guarantor and other relevant parties to sign relevant legal contracts with the loan bank at the agreed time, handle the loan use procedures and open a loan account. After the mortgage contract, pledge contract or guarantee contract comes into effect, the lender shall directly transfer the loan to the special account of the developer or seller designated by the borrower to purchase commercial housing according to the loan contract.

Due to the differences in business in individual regions, please consult the acceptance outlets of BOC for details.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.