There are many kinds of loans on the market now, which can also be divided according to the loan objects, such as college students' loans, white-collar loans, corporate loans and so on. So what is a farmer loan? Farmers' loans refer to local and foreign currency loans issued by banking financial institutions to eligible farmers for production, operation and daily consumption. Farmers refer to households, state-owned farm workers and rural individual industrial and commercial households who live in administrative villages under the jurisdiction of townships for a long time. The types of farmers' loans mainly include farmers' planting loans, farmers' planting loans and farmers' other industrial loans. (such as industrial loans and commercial loans to contractors) and living loans to farmers. The management of farmers' loans by banks should adapt to the characteristics of decentralized management of their family economy. In terms of the purpose, quantity, term and conditions of loans, banks should adjust measures to local conditions, be flexible, and try their best to meet the liquidity needs of individual agricultural operations. The characteristics of farmers' loans are that it is not easy to investigate before lending, the loan amount is small, the residence is scattered, the collection cost is high, it is not convenient to sue or take tough measures when collecting loans, and the formal employees sitting at the counter are often reluctant to issue loans, while the bag salesman is born and raised in Sri Lanka, which just makes up for the above shortcomings, and it is very convenient to go from one village to another in a familiar environment. If you are a farmer, you can give priority to applying for farmers' loans, so you'd better have more funds to do a good job in agricultural production and form a virtuous circle.