Recently, the relevant departments of Tianshui City have appropriately supplemented and improved the provident fund loan policy. The purpose of this supplement and improvement is to further simplify the procedures, standardize the use of housing provident fund loans, effectively reduce the pressure on buyers and facilitate employees to pay. For detailed policy contents, please refer to the following. 1. Adjust the loan ratio for purchasing the first self-occupied house. Due to the current high housing prices in Tianshui, the current loan amount of up to 500,000 yuan can no longer meet the needs of some property buyers. At present, the maximum loan amount is adjusted to purchase self-occupied housing with a building area of 100 square meter, and the provident fund loan amount can be adjusted to 80% of the house price, other conditions remain unchanged. 2. Adjust the ratio of monthly household income to monthly repayment. If the family's monthly income is less than 6,000 yuan, the monthly repayment amount shall be controlled within 50% of the monthly income; If the family's monthly income is more than 6,000 yuan, the repayment ratio may be appropriately increased. 3. Adjust the policy of immediate family members applying for provident fund loans from each other. Workers who have paid the housing provident fund in full and continuously in our city can apply for loans to buy houses for their parents or children with their housing provident fund. At the request of the loan applicant, any one of the immediate family members can participate in the repayment together with the repayment person as * * *, and issue the income certificate and repayment commitment. 4. When buying a second-hand house, apply for a housing provident fund loan. The value of the house is based on the tax payable when the deed tax is paid, and the loan amount is calculated on this basis without additional evaluation.