Beijing is the capital of our country, and everyone knows that the housing prices here are relatively high. If you buy a house in full at one time, it can be said that it is more difficult, so most people will choose to pay the down payment to buy a house first, and then pay back the mortgage every month. The following small series will introduce you to the down payment ratio of buying a house in Beijing.

First of all, according to different situations, the down payment ratio of buying a house in Beijing is also very different, including the following situations:

1. If the house purchased by residents is the first suite, and the area of the house purchased does not exceed 90_, then the down payment is as low as 20% in this case.

2. Residents buy two suites, and the down payment is as low as 60%.

3. When residents buy the third suite, the bank will not refuse the loan application at this time.

4. If you use the first house when buying a house, the down payment is as low as 20%.

If not, the down payment is as low as 30%.

Beijing's housing purchase policy

1. Purchase restriction policy: For Beijing registered households who already own a house in Beijing, if you still hold a valid Beijing temporary residence permit and Beijing has no house, but have paid social security or personal income tax in Beijing for 5 years or more, it is possible to purchase a house.

2. Stop selling policy: At present, stop selling is actually stop selling to it. This is also based on relevant policies and regulations. For example, if some households with registered residence in Beijing already own two or more houses, or 1 households with more houses are not registered in Beijing, and they cannot provide a valid temporary residence permit in Beijing, and they have paid social security or personal income tax in Beijing for five consecutive years or more, the housing sales will be suspended (in Beijing).

3. New down payment policy for the second home: No matter whether you choose commercial loans or provident fund loans, the down payment ratio for the second home is not less than 60%, and the loan interest rate is not less than 1. 1 times of the benchmark interest rate.

Summary: the down payment ratio of buying a house in Beijing is so much. We know that this down payment ratio is also determined according to the actual situation. I hope the above introduction will be helpful to everyone.

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