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What are the conditions for personal interest-free loans? What materials are needed?
(a) the basic conditions for individuals to apply for interest-free loans:

1, age 18 to 45 years old, China citizen with full capacity for civil conduct;

2. Have permanent residence and fixed residence in this city;

3. Have the ability to repay interest-free loans on schedule and provide guarantors;

4. Good reputation and no bad records;

5. The project conforms to the national industrial policy and regional economic development, and has good economic and social benefits.

(two) the basic conditions for enterprises to apply for interest-free loans in the name of enterprises:

1, approved and registered by the administrative department for industry and commerce, and passed the annual inspection;

2. Necessary organizational structure, management system and financial management system;

3. The enterprise and its operators have a good reputation, have the ability to perform contracts and repay debts, have a good willingness to repay, have no bad credit records, and can provide guarantors;

4. The project conforms to the national industrial policy and regional economic development policy, and has good economic and social benefits.

Instructions to applicants

1. Young entrepreneurs log on to the website of the Foundation to learn about the policies and application process of youth entrepreneurship loans; You can also make telephone consultation through the consultation telephone published on the website.

2. If you are a member of the Association for the Promotion of Integrity, you can directly download the micro-loan application form and enter the micro-loan application procedure; Those who do not have the membership of the Credit Promotion Association should apply to join the Credit Promotion Association first, and then enter the micro-loan application procedure;

3. The applicant downloads and fills in the "Tianjin Youth Entrepreneurship and Employment Microfinance Application Form" online;

4, the applicant's conditions and materials to be submitted.

(1) The applicant requires:

(1) with permanent residence in this city, aged 18 to 45 years old;

② No criminal record;

(3) graduated from a national institution of higher learning;

(4) Good bank credit; (The applicant and guarantor bring their ID cards to the People's Bank of Jiefang North Road to print the Personal Credit Report.)

(2) Materials to be submitted by the applicant: (The copy must be A4 paper and clear)

① Two original and photocopy ID cards;

(2) the original and two copies of the household registration book;

③ Two 1 inch bareheaded color photos;

(4) The original and two copies of the lease contract of the premises or the payment receipt of the booth;

⑤ Business license, tax registration certificate, original and photocopy of financial and accounting statements.

5. The conditions of the guarantor and the materials to be submitted.

(1) Guarantor conditions:

(1) with permanent residence in this city, aged 22 to 60;

② No criminal record;

(3) It has a legal and stable source of income and sufficient compensation capacity;

(4) Good bank credit;

(2) Materials to be submitted by the guarantor: (copy is A4 paper, clear)

① Two original and photocopy ID cards;

(2) the original and two copies of the household registration book;

③ Two 1 inch bareheaded color photos;

(4) a copy of the income certificate issued by my work unit.

6. If the applicant and guarantor meet the above conditions and prepare relevant materials, they should make an appointment with the district/county youth league committee or the university youth league committee by telephone for on-site confirmation.