1, with a history of drug abuse, you can buy a car by mortgage. Details are as follows:
(1) has valid identification and full capacity for civil conduct;
(2) Can provide a fixed and detailed address certificate;
(3) Have a stable occupation and the ability to repay the loan principal and interest on schedule;
(4) Personal social credit is good;
(5) Holding a car purchase contract or agreement approved by the lender.
2. Legal basis: Article 72 of the People's Republic of China (PRC) Public Security Administration Punishment Law.
Anyone who commits one of the following acts shall be detained for more than ten days and less than fifteen days, and may be fined not more than two thousand yuan; If the circumstances are relatively minor, they shall be detained for not more than five days or fined not more than five hundred yuan:
(1) Illegally possessing less than 200 grams of opium, less than 10 grams of heroin or methamphetamine or other small amounts of drugs;
(2) Providing drugs to others;
(3) taking or injecting drugs;
(4) coercing or deceiving medical personnel to prescribe narcotic drugs and psychotropic drugs.
Article 73
Whoever instigates, lures or deceives others to take or inject drugs shall be detained for not less than 10 days but not more than 15 days, and shall be fined not less than 500 yuan but not more than 2,000 yuan.
2. What are the application conditions for auto loan?
1. Car buyers must be at least 18 years old and be China citizens with full civil capacity;
2. Car buyers must have a relatively stable job, a relatively stable economic income or assets that are easy to realize, in order to repay the loan principal and interest on schedule;
3. During the loan application period, the car buyer will deposit the down payment of the car purchase lower than that stipulated by the bank into the account of the bank savings counter;
4. Provide banks with bank-approved guarantees. If the personal account of the car buyer is not local, it should also provide joint liability guarantee, and the bank will not accept the mortgage set by the car buyer for the car purchased by the loan;
5. Car buyers are willing to accept other conditions deemed necessary by the bank.