Service Introduction
Business personal credit loan refers to a loan applied in the name of an individual for production, operation and capital turnover.
selling point
1. No guarantee or mortgage.
2. Easy to use.
3. Lend the money quickly.
4. The quota is high.
5. Senior Guangfa Credit Commissioner provides one-stop quality service throughout the whole process.
Application conditions
1. Chinese mainland citizen.
2 individual industrial and commercial households, business owners, corporate or shareholders.
3. Have a legal and stable source of income and the ability to repay the loan principal and interest on schedule.
4. Personal credit status is good.
5. Other conditions stipulated by the bank.
Submitted information
1. The borrower's identity document.
2. The borrower's income certificate or other solvency certificate.
3. Proof of marital status (marriage certificate or unmarried certificate).
4. Proof of loan use.
5. Other documents and materials required by the bank.
deadline
The term can be up to 3 years.
loan rate
For details, please visit our branch or contact customer service at 400-830-8003.
Second, confidence and loans.
Service Introduction
Consumer personal credit loan refers to a loan applied in the name of an individual for consumer purposes. Loans are used for a variety of purposes, including but not limited to house decoration, purchase of furniture and household appliances, study abroad, academic education, tourism, weddings and other legal and compliant personal consumption purposes.
selling point
1. No guarantee or mortgage.
2. Easy to use.
3. Lend the money quickly.
4. The quota is high.
5. Senior Guangfa Credit Commissioner provides one-stop quality service throughout the whole process.
Application conditions
1. Chinese mainland citizen.
2. Have a legal and stable source of income and the ability to repay the principal and interest of the loan on schedule.
3. Personal credit status is good.
4. Other conditions stipulated by the bank.
Submitted information
1. The borrower's identity document.
2. The borrower's income certificate or other solvency certificate.
3. Proof of marital status (marriage certificate or unmarried certificate).
4. Proof of loan use.
5. Other documents and materials required by the bank.
deadline
The term can be up to 3 years.
loan rate
For details, please visit one of our outlets or call customer service at 400-830-8003.
Extended data:
Guangfa Bank launched Shanghongzi Credit with innovative personal credit loans.
In recent years, personal credit loans have been developed in Chinese and foreign banks. Among the personal credit loan products of many banks, Guangfa Bank has seen that individual merchants and micro-business owners have launched "Shang Hong" credit products in a targeted manner because of the capital turnover demand in production and operation, combined with the characteristics of less collateral and short service life. This product is favored by individual merchants and small business owners in Beijing by virtue of its advantages of mortgage-free, guarantee-free, flexible term and early repayment without penalty interest.
A related person from the personal loan center of Guangfa Bank Beijing Branch said: "Our unsecured and unsecured personal credit loan can be released within 3-5 working days as long as the information submitted by the customer is true and the credit record is good. According to the short-term turnover of a single merchant, we also provide ultra-short-term credit loans for 30 days, 60 days and 90 days. If the customer's funds are returned in time, there is no charge for early repayment, which will save a lot of interest for customers. "
It is understood that the personal credit loans of Guangfa Bank are divided into two categories: business bonus and consumer confidence loan, aiming at different customer groups.
Guangfa Bank —— "Shanghong" Commercial Credit Loan
China guangfa bank-"self-confidence and one loan" consumer credit
Phoenix. Com- Guangfa Bank launched new personal credit loans, namely "Shang Hong" and "Confidence-based Loan".