According to the different interest rates of automobile brands and financial companies or banks that cooperate with them, the annualized interest rate is generally around 10%, so the three-year loan is about10.5 million, and the monthly repayment is about 5,000 yuan.
Banks generally require a minimum of 30%, and 250,000 cars must be prepared with a down payment of 75,000; And some 4S stores will be lower, as long as 20%, that is, 60,000.
What is the down payment of 200,000 yuan a month for a car with 23,500 yuan?
The down payment of 350,000 vehicles is 200,000 yuan, that is, loan 1.5 million yuan, loan for 5 years, repayment of 204,800 yuan, and monthly repayment of 34 1.2. 96 yuan.
Down payment is the lowest proportion of down payment according to the national proportion when buying a house. Of course, the payment can be higher than this amount, but not lower than it, and the rest can be borrowed from the bank.
From June 2006 1, the down payment ratio of personal housing mortgage loan shall not be lower than the housing demand, and the requirement of purchasing self-occupied housing with a construction area of less than 90 square meters shall be stipulated.
Monthly payment (yuègōng not ng) refers to the part of the loan and the corresponding interest that the lender should borrow every month during the repayment period according to the provisions of the loan agreement.
The repayment methods of mortgage loans in China are: one-time repayment with a loan term of 1 year, and equal principal and interest repayment with a loan term exceeding 1 year.
Matching principal and interest repayment: during the repayment period, the principal part of each repayment period is paid monthly, and the total interest expenses paid are higher than the average capital.
Average capital: the monthly repayment amount remains unchanged, and the interest decreases month by month. The total amount of interest paid during the repayment period is lower than that of the matching principal and interest method, but the repayment amount in the early stage (including principal and interest) is higher than that of the matching principal and interest repayment.
How much is a monthly loan of 33,500 yuan for 25 years?
The loan is 350,000 yuan. According to the repayment method of equal principal and interest, the benchmark interest rate is 2.65 in May1/kloc-0, and the monthly repayment is 3,824.5 yuan.