What problems should I pay attention to when buying a factory building?
1, the biggest difference between buying a factory and buying other houses is that we are most concerned about whether the land use right is legally obtained according to the provisions of the state, whether the land use certificate is obtained by administrative allocation or allocation, and we have to pay the land transfer fee (different fees are paid in different places), depending on the original land use certificate and real estate license.
2. Carefully choose factories with residential areas around them. Due to early urban planning problems, some factories are located near residential areas, which is prone to legal disputes. From the experience, residents have low tolerance for the impact of productive enterprises on the living environment, and the residential areas around factories or factories often become hidden dangers of complaints and neighboring litigation. Once a dispute occurs, it is often easy to escalate into a group time, which directly affects the normal operation of the enterprise.
3. Understand and verify the road traffic and surrounding traffic conditions in the factory area on the spot, objectively evaluate the driving distance and other indicators that affect the transportation cost of enterprises; Macro-traffic factors include: the geographical location and location of the house, the surrounding road conditions, the distance from the main traffic roads, expressways and urban expressways, the requirements of roads for the height of passing vehicles, and the bearing capacity of the ground; Microscopic traffic factors include: the road conditions inside the factory, the road conditions at the junction between the factory and the road, and whether large vehicles can pass.
Can I get a loan to buy a factory?
The general loan term of house mortgage loan is 1 year-10/year, and the maximum loan amount is 70% of the appraised house price. Factory mortgage is similar to our personal housing mortgage. If the factory is legal, owned by the enterprise and has real estate license and land use certificate, you can apply for mortgage loan from the lending institution. Therefore, it is very important whether the self-built factory has real estate license and land use certificate, but whether the self-built factory can be used for mortgage depends on the scale of the factory and the evaluation of assets. Under normal circumstances, 70% of the assets appraisal amount will be lent.