Do I need to pay back the defrauded loan?

1. If the user is directly cheated by the loan platform, for example, if the user is cheated to sign a contract but fails to receive the account, then this situation does not require repayment. After all, it not only violates the contract principle, but also the debt relationship between the two parties is not established without receiving the account, so there is naturally no need to repay it.

2. However, if the user is defrauded by a third party for his own reasons, for example, some users apply for a loan on the loan platform under the guidance of some institutions, and then give the loan funds to the other party, and later find that they want to pay back the money on the loan platform after being cheated, then this situation is unacceptable, and the user needs to bear the repayment responsibility himself, unless it can be proved that there is a connection between the lending institutions.

legal ground

Article 577 of the Civil Code of People's Republic of China (PRC) * * * If one party fails to perform the contractual obligations or the performance of the contractual obligations is not in conformity with the agreement, it shall bear the liabilities for breach of contract such as continuing to perform, taking remedial measures or compensating for losses.

Article 578 of the General Principles of the Civil Law of People's Republic of China (PRC) * * * anticipates that the party liable for breach of contract will clearly express or show by its own actions that it will not perform its contractual obligations, and the other party may require it to bear the liability for breach of contract before the expiration of the performance period.

2. Being cheated by the training institution, I borrowed more than 10,000 crayons by stages. The training institution failed to fulfill the terms of the contract. Can I not pay back the money?

I have a classmate who is similar to the landlord, and the amount seems to be 17800! I only took 4000 and gave it twice.

I just graduated and went to Shenzhen to find a job. I interviewed some small companies and then entered a training company. At the beginning, I said that your skills are still lacking, you need to go to professional training and then come back to work. The company is responsible for the expenses. Is there such a good thing? But the premise is to meet their requirements, and no one can meet their requirements later.

Because the company is just a fake, it doesn't exist at all. It's just a training company's enrollment point, and the places where people are fooled are all deliberately packaged by them, and where is the head office?

My classmate felt lucky at first that such a good thing happened to him.

I didn't find anything unusual some time ago, because students usually don't chat with other strangers, and after staying for a long time, they hear more and more negative information.

After thinking about it for a while, the more I thought about it, the more wrong I was, only to find that I was cheated, but at that time the loan procedures were all finished! Later, I asked a person, and they began to turn to a new routine, that is, to ensure employment.

That is, most people have no choice to continue to make trouble.

That day.

They will say, go out and practice your interview skills first.

Exercise, this month or two.

Generally, this kind of training company has people who are specially responsible for service, that is, they are responsible for making these students happy every day without any troubles, so that you have no extra time to think about what every day is. This is a training institution.

Third, can the loan signed by the training institution not be repaid?

Impossible, you can go through legal procedures.

4. How to cancel the installment loan when the job is cheated?

The best way to deal with it is:

1. Call the police immediately and report that the other company exists in name only, not only the training company, but also the company with this loan;

2. At the same time, report to the industrial and commercial, labor and personnel departments; 3. Report to the media as much as possible, write your own experiences clearly and post them on various publishable networks to make things bigger; 4. Ask for help from parents, relatives and friends; 5. Pay attention to your own safety. If the other person wants to talk to you, be sure to go to a public place, preferably with parents or friends. This kind of thing must not be tolerated, otherwise there will be endless troubles in the future. Good luck!