Without proof of work, general online loans, insurance policies and monthly payments, such as mortgages, mortgages and small amounts, do not need proof of work.

I. Microfinance

(1) Application conditions:

1, at least 18-65 years old and with China nationality (excluding Hong Kong, Macao and Taiwan residents).

2. Have a monthly punch card salary and work and live locally.

3. At present, the company has officially registered employees who have worked for 6 months.

4. Work certificate

5, white households can operate and must pay more than 3000 yuan (social security and provident fund must be the same) or enterprises and institutions, civil servants do not have social security and provident fund.

(2) Preparation materials:

1, ID card (second generation)

2. Work permit, work permit, social security card and provident fund card.

3. Personal flow in the past six months (/kloc-valid within 0/0 days)

4. Address certificate (such as lease contract)+1 month water and electricity bill. If the unit issues the address certificate or the village committee issues the address certificate, no invoice is required.

5. House book or purchase contract

6. Proof of income

7. Credit report (not overdue at present)

(3) Process: submission of materials to the bank-review-bank notification-signing contract-lending.