be
If it has been recorded in the system, it generally cannot be changed.
The account manager said that it has been entered into the system, which does not mean that it has been approved. It takes about a week for the approval after entry. Please communicate with the account manager to find out the application progress.
Do banks need a system to deal with automobile mortgage?
Yes, 1. Lenders apply for loans from banks. After accepting the loan application, the bank shall review the loan information provided by the lender, and notify the lender to sign the loan contract after the approval. 2. The lender prepares the loan application materials, fills in the loan application form at the bank and submits relevant materials. 3. After the bank audit, notify the lender to sign the loan contract and handle the vehicle mortgage registration and other related procedures. 4. Issue loans.
Do I need to install a GPS system to handle automobile mortgage?
There is no need to install GPS, and it is decided to install GPS system according to the situation. If I apply for car mortgage, then I need to choose to impound the car instead of the car, or impound the car; If I apply for parking procedures instead of cars, I need to install a GPS system on the cars. If I apply for car parking, I don't need to install GPS for a long time.
Conditions for applying for automobile mortgage
1, with valid identification and full capacity for civil conduct.
2. Can provide fixed and detailed proof of address.
3. Have a stable occupation and the ability to repay the loan principal and interest on schedule.
4. Personal social credit is good.
5. Holding a car purchase contract or agreement approved by the lender.
6. Other conditions for car purchase in Shenyang stipulated by the cooperation organization.
Second, apply for automobile mortgage materials.
1. has a stable occupation, and the applicant has the ownership of the local mortgaged vehicle.
2, living and working in the city for a long time, to carry out business occupation and economic income.
3, motor vehicle registration certificate, driving license, purchase tax certificate (this), car purchase invoice.
4. Insurance policy, travel tax, and relevant tax payment certificates for imported vehicles.
5. ID card (temporary residence permit or residence permit within the validity period provided by non-local account customers)
Extended data:
Automobile mortgage bidding process
1. The lending institution receives the information provided by the applicant.
2. Visit the applicant's home to investigate and estimate the value of the vehicle.
3. The loan amount initially reserved by the lending institution.
4. Handling entrustment notarization and loan notarization.
5. Relevant documents of the lender in custody of the applicant.
6. Go through the mortgage registration formalities
7. Loans