Small loan fraud means that the subject of the crime of loan fraud is a small loan company, and the filing standard is the same as that of loan fraud. Fraudulent loan, involving the following circumstances, should be filed for prosecution: (1) obtaining a loan of more than one million yuan by deception; (two) defrauding loans, causing direct economic losses of more than 200 thousand yuan to banks or other financial institutions; (three) although not up to the above amount standard, but repeatedly defrauded the loan; (4) Other cases that have caused heavy losses to banks or other financial institutions or have other serious circumstances.