No.

Nanjing’s credit loan limit approval not only depends on whether there is a limit, but is also closely related to personal credit status. Even if it is a credit loan, the amount of provident fund credit loan is not low, and the maximum loan can be 500,000, but the specific amount will be determined according to the qualifications of the lender. For example, for personal credit loans issued by banks or financial institutions, common products include unsecured credit loans based on personal punch-in salary and social security. The specific amount ranges from 10 to 50 times the punch-in salary. Therefore, the credit loan limit alone does not guarantee loan approval. Further evaluation of the applicant's credit history, income status and other factors is also required.