The lowest bank loan interest rate is:
Taking mortgage as an example, China Construction Bank, Agricultural Bank and Industrial and Commercial Bank have the lowest mortgage interest rates. The minimum mortgage interest rate of CCB is 3.85%. If the borrower is a credit customer of CCB, the loan interest rate may be discounted.
If it is a credit loan, the lowest loan interest rate is China Bank, and the borrower can apply for a minimum annual interest rate of 2.6%. Followed by Industrial and Commercial Bank of China and Bank of Communications, the interest rate of credit loans is also very low.
The above contents are for reference only, and no loan suggestions are made. Online lending is risky, so choose carefully!
I suggest you take the money from Xiaoman Finance (formerly Baidu Finance) to get a loan. The borrower only needs to provide the second-generation ID card and bank card, and the age must be between 18-55 years old. The approval is very fast, as long as 30 seconds at the earliest, and the loan funds can be received in 3 minutes at the earliest. The maximum loan is 200,000 yuan, and the minimum daily interest rate is 0.02%.
Xiaoman-Rich Flowers (the second batch) Click online measurement.
Reminder: Try to withdraw cash in full after the quota is issued, because risk control is dynamic. Now the loan is not enough. If there is demand, it is best to withdraw it in full. Support early settlement of repayment after the first installment.
Many people don't have enough money to spend. You can try the following two platforms, which are also relatively formal licensed financial institutions! The audit is relatively less strict! 360 IOU is the financial service of 360 antivirus software, and installment music is owned by Lexin, both of which are big companies.
360 IOUs, with a maximum loan of 200,000!
Click online measurement
Staging music can be borrowed up to 50 thousand!
Click online measurement
Which bank has the lowest interest rate?
Bank of China has the lowest interest rate.
The level of loan interest depends on the lender's personal comprehensive qualification, loan application business type, repayment method, loan application amount, loan application period and other factors. If the factors change, the loan interest will also change.
The first is the state-owned banks. Among the state-owned banks, China Bank has the lowest interest rate, followed by China Construction Bank, Agricultural Bank and Industrial and Commercial Bank. Among other state-owned banks, the mortgage interest rates of Postal Savings Bank, Industrial Bank and China Merchants Bank are generally lower than those of other banks. According to the data, the mortgage interest rate of the four major state-owned banks is generally around 3.85% in 202 1.
If the lender wants to apply for a credit loan, the lowest loan interest rate of 202 1 should be China Bank, with a loan interest rate of 2.6%. Then there is ICBC's renovation loan, with equal principal and interest repayment. The longest installment is five years, and the loan interest rate is as low as 3%.
After that, the loan interest rate was relatively low, that is, joint-stock commercial banks such as Industrial Bank, Minsheng Bank and China Merchants Bank, and the monthly interest rate basically ranged from 6% to 8%. After that, there were renovation loans from Postal Bank, China Construction Bank and Agricultural Bank, and the interest rate was also very low.
I want to ask which bank has the lowest loan interest rate?
As far as I know, the loan interest rate of China People's Bank is the lowest. Its provident fund loan interest rate is only 2.75, and if it is an ordinary loan, the interest rate is 4.75.
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High quota, low threshold and low interest rate
Among the four banks, namely China Construction Bank, China Bank, Industrial and Commercial Bank of China and Agricultural Bank, China Bank has the highest loan interest rate at present, and the loan interest rates of the other four banks are the same. At present, if the loan time of Chinese banks is less than half a year, the loan interest rate is 5.85%, and that of other banks is 5.6; If the loan term is one to three years, the interest rate of BOC is 6.4%, and that of other banks is 6. 15%.