Loans within the extension period of trust loans can only be extended once, and the extension period of short-term loans shall not exceed the original loan period. If the medium-term loan exceeds half of the original loan term, it is illegal, and the long-term loan extension shall not exceed 3 years.

Trust loan refers to a financial business in which the trustee accepts the entrustment of the principal, distributes the funds deposited by the principal according to the specified object, purpose, term, interest rate and amount, and is responsible for recovering the principal and interest of the loan at maturity.