Some recommendation codes are numbers and some are letters.

This means that you need someone else to give you a referral code before you can enter. Some referral codes are numbers and some are letters.

If you need to fill in the loan recommendation code when applying for a Ping An Bank loan, then generally you have a recommender for the loan (usually an employee of Ping An Bank), and you can fill it in truthfully; if not For recommenders, there is no need to fill in this item. This item is not required.

The loan code of the Hangzhou Central Branch of the People's Bank of China is identified by a QR code and is based on the Zhejiang Enterprise Credit Information Service Platform of the Hangzhou Central Branch of the People's Bank of China and the Zhejiang Small and Micro Enterprise Cloud of the Zhejiang Provincial Market Supervision Bureau. The platform provides application support, focuses on accurately serving corporate financing and first-time loan customer expansion, and uses financial technology to build a "green channel" for online financing to achieve "code" financing.

Enterprises scan the QR code to enter the financing application page. Market entities such as small and micro enterprises and individual industrial and commercial households can apply offline through the external service window of the People's Bank of China, the grassroots market supervision service hall, and the business hall of financial institution outlets. Scan the QR code to submit a financing application. You can also log in to the official websites of the People's Bank of China, market supervision departments, and financial institutions online (WeChat official account, APP), and scan " Code" publishes financing needs and realizes one-stop precise services such as financing demand release, docking, acceptance, review, and feedback.

What are the conditions for bank loans?

Bank loans, simply put, are loans granted by banks to borrowers. It is a bank lending funds to borrowers at a certain interest rate in accordance with national policies. An economic act in which a person in need of funds agrees on a time limit for repayment.

To apply for a bank loan, the borrower's age needs to be between 18 and 60 years old, and the borrower's actual age plus the loan application period must not exceed 70 years old. Moreover, as long as the borrower is a citizen with full capacity for civil conduct, it can be applied for. Citizens from the Mainland, Hong Kong, Macao, Taiwan, or foreign countries can apply.

Loans also have certain requirements for work income. The borrower needs to have a legal and stable job and source of income, and have the ability to repay the principal and interest of the loan on time. The applicant's personal credit situation is very important. There must be no bad credit record, otherwise it will be difficult to apply for a bank loan. So in general, bank loans generally require guarantees, house mortgages, or proof of income, and people with good personal credit have a higher application success rate.