Personal business loans mainly include personal commercial housing loans, personal business loans, farmers' loans and small secured loans for laid-off workers. Users can apply according to their actual situation.
Personal commercial housing loans refer to loans issued by lenders to borrowers for the purchase of commercial housing, such as personal commercial housing loans from China Bank and personal shop loans from Bank of Communications. At present, commercial housing loans are mainly used to solve the capital needs of natural persons to buy shops (places to sell goods or provide services) for production and operation.