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What do you mean by provident fund deposit and withdrawal?
What do you mean by provident fund deposit and withdrawal?

When we apply for housing provident fund, we need to get the corresponding access, so we also need certain conditions here. Below, I have sorted out the relevant contents of what the deposit and withdrawal of provident fund means to everyone, hoping to help everyone!

What do you mean by provident fund deposit and withdrawal?

Access to the provident fund means that developers can only borrow money from a developer's account if they access the sales office without reaching an agreement with the provident fund center. Provident fund generally refers to housing provident fund. Housing accumulation fund refers to the long-term housing savings paid by state organs and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social organizations and their employees.

Housing accumulation fund refers to the long-term housing savings paid by state organs and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social organizations and their employees.

20 1 1 The Ministry of Housing and Urban-Rural Development, together with other departments, is studying and revising the Regulations on the Management of Housing Provident Funds, and liberalizing the provision that individuals withdraw provident funds to pay housing rent. 20 13 some cities have introduced measures to allow employees suffering from major diseases or their immediate family members to withdraw provident fund for emergency.

What are the access conditions for housing provident fund?

Commercial housing projects shall meet the following conditions:

(a) with state-owned land use permits, construction land planning permits, construction project planning permits, construction permits, commercial housing sales (pre-sale) permits;

(2) The qualification grade of the project owner's real estate development enterprise shall not be lower than Grade III (including tentative);

(3) The project owner agrees to guarantee the project by the guarantee method recognized by the Provident Fund Center. The purchaser provides a guarantee, and the specific guarantee method, the guarantor of the guarantee fee and the margin ratio shall be determined by the provident fund center after consultation with the project owner;

(4) The financial credit status of the project owner is good.

Affordable housing shall meet the following conditions:

(a) with the approval document of the local government into the construction of affordable housing, the approval document of the construction of affordable housing issued by the Development and Reform Commission and the approval document of the construction of affordable housing issued by the competent department of affordable housing;

(2) Having a state-owned land use certificate, a construction land planning permit, a construction project planning permit and a construction project construction permit;

(3) The project owner agrees to provide guarantee for the buyers of this project by the guarantee method recognized by the provident fund center, and the specific guarantee method, the undertaker of the guarantee fee and the deposit ratio shall be determined by the provident fund center after consultation with the project owner.

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