Bank loans in Beijing should still be relatively good. After all, Bank of Beijing is a shake-up joint-stock listed bank with relatively safe capital requirements.

What loan products does Bank of Beijing have? Try these three models!

Many people say it is difficult to get a loan. This is because in recent years, the national policy has been tightened and the CBRC has rectified the financial market, which has made it more difficult for many loan platforms to lend. Compared with state-owned commercial banks, many regional banks actually have loan products. Today, I will introduce the loan from Bank of Beijing.

The first is the credit consumption loan of "office workers are divided into stages"

1, unsecured, unsecured, credit loan

2. The quota is flexible and the procedures are simple. The maximum quota is 500,000 yuan and the longest period is 3 years.

3. No invoice is required.

4. Age 18-60 years old.

5. The provident fund shall be paid continuously 1 year, and the minimum individual contribution shall be 360 yuan.

6. A monthly handling fee is charged for each installment, and the remaining handling fee is fully charged for prepayment.

7, good credit, overdue records shall not exceed three tired six times (inclusive).

Second, the "easy" home improvement installment loan

1, guarantee-free, mortgage-free, credit loan, which must be a mortgage customer of our bank or other banks and have been repaid for more than 3 installments.

2. The quota is flexible and the procedures are simple. The maximum quota is 300,000 yuan and the longest period is 3 years.

3. No invoice is required.

4. Age 18-60 years old.

5. A monthly fee is charged for each period, and the remaining fee is fully repaid in advance.

6, good credit, overdue records shall not exceed three tired six times (inclusive).

Third, the "Golden Loan Treasure" credit consumption loan.

1, unsecured, unsecured, credit loan

2. The quota is flexible and the procedures are simple. The maximum quota is 500,000 yuan and the longest period is 5 years.

3. An invoice must be provided.

4, age 28-50 years old

5. Interest should be at least equal to the monthly repayment of principal and interest or average capital, which can be repaid in advance every year.

6, good credit, overdue records shall not exceed two tired five times (inclusive)

7. The provident fund shall be paid continuously 1 year, and the minimum individual contribution shall be 600 yuan.

JD.COM loan conditions

Bank of Beijing JD.COM loan application conditions

Require the applicant to be between 22 and 60 years old and have full capacity for civil conduct;

The applicant's personal credit status is good and there is no bad credit record;

The applicant has a stable job and income, and has the ability to repay on time;

The borrower must open a first-class account with Bank of Beijing and register for mobile banking.

Bank of Beijing Jing e loan is a loan product launched by Bank of Beijing for employees of enterprises and institutions. The loan product is mainly a credit loan, which can be applied without providing mortgage. You can apply directly through mobile banking. The application conditions of Bank of Beijing Beijing Easy Loan are as follows:

1. The age range of loan applicants is between 22 and 60, and they need to have full capacity for civil conduct.

2. The borrower must open a first-class account with Bank of Beijing and register for mobile banking.

3. The credit status of the loan applicant is good and there is no stain.

4. The loan applicant must provide stable proof of income.

Bank of Beijing Co., Ltd. (BOB for short), formerly known as "Beijing Commercial Bank", was established in 1996, and is a new joint-stock commercial bank.

Bank of Beijing is the largest city commercial bank in China and the third largest bank in Beijing. It has more than 3,600 employees and provides services to individual and corporate customers through its 65,438+065,438+06 branches. At the same time, Bank of Beijing has also set up 272 ATMs in its coverage outlets, and established a fast-growing e-banking business.

With the approval of the People's Bank of China and the Beijing Municipal Government, Bank of Beijing was established on the basis of the original 90 urban credit cooperatives in Beijing on129/0/996. Bank of Beijing was founded as "Beijing Urban Cooperative Bank Co., Ltd.". Bank of Beijing is one of the earliest city commercial banks established in China, with a registered capital of 654.38 billion yuan.

In 2005, Bank of Beijing, as a pioneer in the restructuring of China City Commercial Bank, invited Zhengbang Company to build and shape brand logo, product brand and terminal network image in an all-round way.

1. The main picture of the logo is taken from the Temple of Heaven, which prayed for a bumper harvest in ancient times, indicating the birth and growth of Bank of Beijing in Beijing, going to the whole country and the world.

2. Logo design embodies the harmonious unity of China traditional culture and modern social development. The round red seal originated from the design concept of ancient coins in China, which represents the good moral character of attaching importance to credit and keeping promises in China traditional culture. The shape like "@" embodies the modern image of Bank of Beijing in the era of network informationization.

3. The logo design is a combination of dynamic and static, both internal and external, as smooth and vigorous as China's calligraphy, symbolizing the smooth operation system of Bank of Beijing and the strong execution and extraordinary verve of pedestrians in Beijing.

4. The "B" in the logo is the abbreviation of the English name "BankofBeijing"; Gorgeous red indicates the fiery future of Beijing silver.

What are the bank loans in Beijing? Take stock of common loan products!

In modern life, many people and families will face various difficulties. When they are in urgent need of money, choosing a bank loan is the safest way. In addition to well-known state-owned banks, many city banks also have good loan products, with low application threshold, simple procedures and low interest. Everyone can choose freely according to their own needs. Today, let's take stock of the bank loans in Beijing.

1, personal car loan

Many banks have car loans, and Bank of Beijing is no exception. As long as you meet the application conditions, you can apply for a car loan from the bank. The loan amount can be up to 80% of the purchase price of more vehicles, and the loan period can be up to 5 years. The repayment method can be equal monthly payment or equal principal repayment. You can choose the appropriate repayment method according to your own situation.

2. Student loans

At present, there are still many students who can't afford the high tuition fees. As long as your school is co-operated by Bank of Beijing, full-time undergraduate or junior college students, vocational students, graduate students and students with second bachelor's degree with financial difficulties can apply for this student loan, which can be used as a personal loan to pay tuition, accommodation and basic living expenses, and give students subsidies and a certain proportion of risk compensation during school, without any guarantee.

3, real estate mortgage consumer loans

As long as you have commercial housing approved by Bank of Beijing and some public houses that are allowed to be listed for mortgage, you can apply for this mortgage loan. The mortgage rate with the highest loan amount is 70%, and the longest loan period can reach 65,438+00 years. You can choose repayment methods such as matching principal and interest and average capital, which are suitable for users who need money badly.

What are the application conditions of Bank of Beijing Beijing e-loan?

The application conditions of Bank of Beijing Beijing Easy Loan are as follows:

1. The borrower's personal credit information is in good condition and there is no record of bad credit information.

2. The borrower must be 22 to 60 years old and have full capacity for civil conduct.

3. The borrower needs to have a stable job and income and the ability to repay on time.

4. The borrower must open a first-class account in Bank of Beijing and register for mobile banking.

Bank of Beijing Beijing E loan is mainly a credit loan, which can be applied without mortgage.

What are the conditions for Bank of Beijing to apply for timely loans?

Timely loan is a credit loan product launched by Bank of Beijing for high-quality customers, which is used to meet borrowers' formal consumption purposes such as decoration and car purchase. Many people want to apply for timely loans from Bank of Beijing, but what are the conditions for Bank of Beijing to apply for timely loans?

1. The applicant is between 25 and 55 years old and has full capacity for civil conduct.

2. The applicant is a background mortgage customer.

3. The applicant has a stable income and the ability to repay the loan.

4. The applicant's credit information is good, and there is no bad record such as overdue.

The conditions for Bank of Beijing to apply for timely loans are relatively simple. After meeting the above application conditions, you can apply at the business outlets of Bank of Beijing, and then fill in the application materials according to the guidance of the staff and submit relevant materials to complete the application. Users only need to wait for the application result.