Bank interest-free loan of RMB 654.38+10,000:
1, bank interest-free loan conditions 1) proof of identity and business premises: the loan applicant must have proof of legal residence in the workplace and have a fixed residence or business premises. The proof of fixed residence can be real estate license (the proof of parents should show the business license issued by the administrative department for industry and commerce and the business license of related industries to explain the activities.
2) Proof of identity and business place: The investment project of the loan applicant requires that it already has certain self-owned funds. This is an important condition for banks to measure whether they lend or not, because the working capital and all purchases (installation or maintenance) required by entrepreneurial lenders for normal production and business activities are 70%.
3) Settlement account: The loan applicant must open a bank settlement account with the loan bank. Moreover, the purpose of the loan conforms to the provisions of relevant national laws and bank credit policies, and shall not be used for other speculative investment projects such as equity.
4) The loan commitment party will provide certain guarantees, including three forms of real estate mortgage, and provide some information about its own credit status, repayment ability, loan investment and so on to the bank as much as possible, which will increase the credit of the loan.
Interest-free loan quota for banks Generally speaking, the maximum loan quota for a standardized bank with a bank quota of 1000 is five, the maximum loan quota is 50,000 yuan, and the maximum loan quota for a merchant is 100,000 yuan. Therefore, the specific situation shall be subject to the provisions of the handling bank selected by the lender.
2. What are the conditions for100,000 yuan interest-free loan?
If you are a college student, you can find a college student pioneer park to start a company with an interest-free 500,000 yuan.
3.654.38+ Interest-free conditions for ten thousand yuan venture loan?
1. 18 to 45 years old China citizens with full civil capacity.
Have a permanent residence in this city, a fixed residence and a re-employment concession card.
3. Have the ability to repay interest-free loans on time and provide guarantors.
4. Good reputation and no bad records.
5. The project conforms to the national industrial policy and regional economic development, and has good economic and social benefits.
4. What should I do with an interest-free loan of 6,543,800 yuan? Must meet the conditions!
There are many loan products in the financial industry, many of which are policy loans. As long as you meet the requirements, you can enjoy interest-free or low-interest concessions, which can save a lot of interest. So what should I do if I want to apply for an interest-free loan of 6,543,800 yuan? Let's get to know each other.
I. Interest-free loan policy Generally speaking, interest-free loans are industries supported by the state, such as planting, breeding and self-employment. , or belong to veterans, farmers or laid-off workers, have good entrepreneurial development projects, can enjoy interest-free loans. Application conditions: The borrower is required to be between 18 and 60 years old and have full capacity for civil conduct. Live stably in the local area and have a fixed business place. The borrower has a stable income source and the ability to repay the principal and interest of the loan. Some interest-free loans may require collateral or guarantor to borrow. Second, what about the interest-free loan of 6,543,800 yuan? As long as it meets the requirements, many banks have similar projects, so you can go to local outlets for consultation. The specific loan process is as follows: 1. Bring ID card, unemployment certificate, business license, retirement certificate, disability certificate, certificate issued by sub-district offices (units above the village) and other relevant documents to the bank for handling. 2. Fill in the loan application form and provide the information required by the self-employment plan and the bank. A loan of 365,438+10,000 yuan may need to go through mortgage procedures, and wait for the bank's review after completing the process. 4. Banks issue loans. Since interest-free loans are a welfare policy, you must meet the requirements before you can apply. You can go to the street office or the village Committee to consult relevant policies and apply again.