The car loan card of Ruifeng Bank shows that the available loans represent the currently available credit cards. The amount of some bank car loan cards can only be used for car purchase installment, so even if there is an available amount in the card, users can't use it. Moreover, some banks allow users to use credit card limits, so if they have credit card limits, they can swipe their cards like ordinary credit cards. Due to different regions, different banks have different credit card installment car purchase businesses.

Conditions and Process of Automobile Loan Application of Ruifeng Bank

Conditions: the applicant's work unit and fixed residence are in the service area of Ruifeng Bank. The borrower must be the owner of the purchased vehicle. If the loan is used for business or car purchase, there must be a guarantor and mortgage. Can pay the down payment for car purchase stipulated by Ruifeng Bank. Other conditions required by Ruifeng Bank. Process, the borrower signs a car purchase contract with the dealer and pays the down payment? , accepted by Ruifeng Bank to conduct pre-loan investigation and post-loan review; Ruifeng Bank approves the application for car loan; Banks issue loans and borrowers repay them.