1. Employees and their spouses do not own houses in Haining, but rent houses.

2. Employees and spouses have no balance of housing provident fund loans.

3. Employees and their spouses can withdraw the housing provident fund once a month, and the withdrawal limit is 1.500 yuan per person per month, which does not exceed the employee's personal account balance.

4. Employees who enjoy the urban upgrading policy and high-end (inclusive) talents who rent housing can withdraw the housing provident fund according to the actual rent paid each year.