1. Loan limit for planting, animal husbandry, forestry, agriculture-related industrial chain and related industries: in principle, the single loan limit shall not exceed the personal investment and business loan business limit of each branch. If it is necessary to make loans exceeding the prescribed business limit, it should be reported to the Personal Finance Headquarters of the Head Office for approval whether a single loan or sub-product can expand the single business limit.

2. Agricultural machinery loan amount: in principle, it shall not exceed 50% of the price of purchased agricultural machinery. The mortgage ratio of agricultural machinery loans signed with the head office or authorized tier-one branches shall be subject to the agreement in the cooperation agreement, but the maximum shall not exceed 70%.

(Answer time: March 26th, 2024)

The above contents are for your reference. Please refer to the actual business regulations.

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