1. After the fast loan line is settled, you can apply again. The actual line is subject to the page display. The re-applied fast loan quota will change due to the customer's stock business status in CCB or his credit status, and may increase, decrease or have no quota.
2. Note: When the fast loan line expires, if the used loan has been paid off, the line will be automatically settled without separate operation; In the case that the fast loan line has not expired, the customer needs to settle the line voluntarily.
3. Take the mobile banking APP as an example to settle the quick loan amount: enter the quick loan page, select the amount to be settled under "My Quick Loan", click "Settle", enter the verification code and confirm the submission.
How long can China Construction Bank refinance the loan after quick repayment?
20 19 CCB's fast loan was upgraded. Previously, this line was restored the day after it was solved. Now, as long as it meets the conditions, it will be issued immediately after settlement and then borrowed.
If there is no reconciliation, this will happen:
1, time limit
CCB's fast loan is not always recycled, but has a certain term, generally 12 months, that is, one year. In the meantime, if the line is not settled, the line inside can be lent again.
If all principal and interest have been paid off, the loan still exists, but it does not generate any interest.
2. No quota
Because the quota of CCB is very tight, it will be reduced and cleared at any time, so it is impossible to lend, so it may not be able to lend again.
China Construction Bank, located at No.25 Financial Street, is a large state-owned bank. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in 29 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension.
China Construction Bank has a broad customer base, maintains banking contacts with many large enterprise groups and leading enterprises in China's economic and strategic industries, and its marketing network covers major regions of the country.
business
Credit fund loans, residents' savings deposits, foreign exchange business, credit card business, policy housing reform finance and personal housing mortgage loans.
Species introduction
Personal housing loan business
Personal housing loan business refers to loans issued by CCB or natural persons entrusted by CCB to purchase, build and overhaul various types of housing in Chinese mainland cities and towns.
CCB's personal housing loan business mainly includes personal account housing loan and personal housing mortgage loan (including personal first-hand housing loan, personal second-hand housing loan, second-hand housing loan, personal commercial housing loan and personal housing mortgage loan). ), provident fund personal housing loans and personal housing portfolio loans.
Credit card business
China Construction Bank, as a state-owned bank that set foot in issuing credit cards earlier in China, has many kinds of credit cards.
The credit cards issued by China Construction Bank are all named "Longka". The types of dragon cards that have been publicly issued include: Dragon Card School Card, Dragon Card Business Card, Dragon Card Automobile Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, China Construction Bank VISA Card, Yilong Changxing Dragon Card, Mango Travel Dragon Card and Dragon Card (Masters Cup) Tennis Card.
Su Hui yinxing international
CCB Silver Star International Express Remittance Service is a personal international express remittance service jointly launched by CCB and Silver Star International Express Remittance Company. It refers to the small-scale international remittance business that CCB accepts the entrustment of customers to remit personal foreign exchange remittances or personal foreign exchange funds abroad through Yinxing Express Company.
How long can China Construction Bank refinance after fast repayment?
CCB's fast loan line is a revolving line, and the official also claims that the line will be restored immediately after repayment. However, in fact, the amount of CCB's fast loans was restored the next day after settlement. Later, it is said that a series of related optimizations have been made, and now it will be launched immediately after settlement.
According to the latest settlement rules of CCB Express Loan 2065438+2008, as long as the settlement is successful, the quota will be restored in real time. However, if the application is submitted again and it is found that there is no quota, there may be the following reasons:
1. If the financial assets in CCB have changed, the application for quick loan must meet the conditions of provident fund, mortgage or car loan, have multiple credit cards, and have deposits, investments and wealth management in CCB;
2. The line is occupied, and you may have applied for a quick loan across tier-one branches. You can check it yourself.
Extended data
Processing steps of mobile phone quick loan: (schematic diagram, please refer to the actual processing information)
1. Log in to mobile banking → click the "Quick Loan" icon → click "Apply".
2. Enter the application amount → enter the SMS receiving verification code for confirmation → Success.