1. At present, there are five online loans, including 53,000 online merchants, 3 1.5 million in Bai Hua, 60,000 in SF Finance (there are more than 50,000 at present), 3.6 million 72,800, and more than 20,000 paid by Wing. At present, only online business loans, flower buds and SF Finance pay back a little every month, and nothing else matters. There is really no money to pay back. Last month, Bai Hua called my wife. I heard that Bai Hua won't bother my family. Later, I called to complain. First, I didn't answer the phone. Second, my wife used my Taobao number to buy things. She registered her phone number and thought it was mine, so I called her.

2. Credit cards: over 30,000 ICBC, 22,000 Ping An Bank, 60,000 Bank of Communications and 80,000 Jiangxi Bank.

There are more than 30 thousand postal savings banks. This piece has been communicated with these banks this year. At present, apart from the Postal Savings Bank, it has been staged for 2-3 years.

3. Together with relatives, friends and classmates, it adds up to about 400,000. Now all my relatives are watching me and avoiding me, afraid that I will borrow money from them. Family members really can't hold their heads up in front of relatives now. Friends talk the most, because I started a business at that time, and I may get along well, so I am still willing to lend me money. Now I contact from time to time, I have to pay my mortgage, my children are studying, my business is not good recently, and so on. , said I can't afford the money. If I hadn't lent me money, I would have been kept in the dark. It's really the lowest point in my life.

Looking at the current rate of making money, I think there is only one kind of money if I want to pay it off as soon as possible.

But this is my own debt, and I stepped on it. I have to fill it out myself.

No excuses.

150000 yuan, borrowed 1 10000 yuan, online merchant loan 20000 yuan, micro-loan 20000 yuan, the credit card has just been completely untied. For two years, I haven't dared to say a word to my family for fear of making my mother angry. I lost money in my own small business, and later I saved some money and lent it to my friends for business turnover. As a result, he was cold. In a year or two, I will have no fur shell, so I have to go to work by myself and pay interest every month. I have lost hope for my future life and feel that the only purpose of living in the future is to repay the loan. I don't know why I did something wrong and lost interest in life. At the most difficult time, I even thought about not living. I was worried about my parents, especially my mother. I was afraid that she couldn't stand the blow. I want to live well. Life is worse than death. I'll pay it off slowly.

Fortunately, I found a boyfriend last year. I thought I couldn't find such a boyfriend. Who heard that so much debt can't scare you away! If you know how to get into debt again, don't call me stupid! How dare you lend money to others these days? I'm really glad that my boyfriend knows this and stays with me as always. He is a fellow villager, so he knows everything about me. The debtor is familiar with his father. Let his father ask for it in the future!

Although these two years have been quite depressing, I feel much more at ease with him around, and now I dare to buy some fruits and some cheap clothes in moderation. I didn't dare to buy anything before and lived alone. Now it seems that I suddenly want to let go. Spending a little more won't affect anything, and your mentality is much better. These are all the confidence he gave me. Sometimes it's unfair to him to think about it. As soon as he sees me, he will be heavily in debt. Every month, he works hard and still can't see the money. I will also comfort him, the money is gone, but you will get someone, someone who will never leave you in the future. He said he was evil and could keep it for himself! Now we just go to work every day to pay our debts. Life is hard, but I believe it will come! Friends who have the same experience should also cheer together!

Don't owe a penny.

There are several POS machines in my friend's house, and I also want to know how much money he owes. No, I should say how much they owe. . . . .

My friend's home is in Shenzhen. When I went to Shenzhen to do something, I dropped by my friend's house. My friend is hospitable. . . But I accidentally found several POS machines in my friend's house, and suddenly I felt that my friend's financial situation was not as good as it looked.

My friend started a business in Shenzhen and has a small factory. There are only three or four old employees in the factory, others are temporary workers, but even in such a small factory, my friends have made a lot of money. . . . I always thought so,

In front of my friends, I am embarrassed to ask them. Learn from others afterwards and find that others have the same questions. They also think that the epidemic has dragged on for so long and Shenzhen has been closed several times, so it is impossible for my friend's company not to be affected. You know, there are really many small factories like Youshang in Shenzhen. . . . Under normal circumstances, in order to maintain such a small factory, a friend's family should be heavily in debt. . . .

Because this matter has nothing to do with me, I don't want to go into it too much, so I choose to stop here. . . .

In August this year, my friend asked me to borrow money, saying that I was short of money and wanted to borrow some money to pay the kindergarten tuition for my children. Kindergarten is anxious. . . I didn't notice it until then, but I didn't ask him too much about my friend's face. . . Just lend him some money for a rainy day. . .

Well, it's hard for everyone now. . . . .

I didn't tell my mother that I owed the bank 6.5438+0.8 million, so I was afraid she would be worried.

I am a daughter in her thirties. I have been excellent since I was a child. My mother always feels at ease. My income after work is not bad. My present age is the most valuable years in my life, so I have prepared an extra house in Nanjing, with a debt of 6.5438+0.8 million. Later, my mother learned that the monthly payment is 14000 (including 2000, which will be paid off in the middle of next year). In her eyes, I have a lot of pressure on the loan for 20 years, but in fact, I can pay it off in a few years as long as I am willing. I just want to carry it properly and invest in an apartment with temporary surplus funds to collect rent. At ordinary times, I always comfort my 60-year-old mother to relax, and her excellent daughter will be able to hold back and hold on.

16 lost 250,000 yuan in business, 17 earned it back after buying a truck for one year, 18 earned pocket money in the first year of re-starting business, and 19 earned 50,000 yuan in divorce, which was paid off in two months. 2 1 year in partnership with others, other partners calculate losses and leave in July.

It's 20,000 to borrow white flowers and 40,000 to borrow white flowers from friends, which adds up to almost 70,000. There is no situation of spending money indiscriminately.

My main source of debt is buying a house and decorating. I bought an apartment at the end of October/August, with a down payment of 60,000 yuan, a loan of more than 60,000 yuan, and a mortgage of more than 2,300 yuan a month for two years. Unemployment began in 2020 1 month, and I didn't have a job until September. During the period, I spent more than 40 thousand to decorate the house, and I have been unable to repay these debts recently. Fortunately, the mortgage has been paid off. But borrowing flowers, there are many credit cards. The epidemic is coming again, the job is gone, and the pressure is doubled.

Now there is only one idea, trying to make money, returning all these, and never using them again. Spend as much as you have.

There is still 650,000 mortgage, 400,000 credit cards in installments, 50,000 loans, online loans100,000, and 20,000 installments.

I'm afraid of having a hukou, but I'm afraid I can't face it.

About 240,000 credit cards, 400,000 mortgages, 50,000 loans and 30,000 relatives. I dare not let my parents know, for fear that they can't stand it. My wife has just given birth to a child and is now trying to find a job. . . I'm really afraid that one day, credit cards will decrease and collapse, alas.

People who do such things: first, children and young people who are not familiar with the world. The second type is a married blogger, who can't be the master and likes to have fun or want to make a lot of money. Third, successful people who do big business and earn a lot of money.

In the first case, if you owe money, you should carefully hide it from your family for fear that they will blame him for hitting him, because he has done things he shouldn't have done, such as online games and peer-to-peer lending, and his children are in debt for eating and drinking Lazar, and even fighting. In the end, parents can't find out or admit it voluntarily. A child of this age won't owe much money, because he is young, making mistakes is not his intention, and those who owe more than 10 thousand can't owe a large sum.

The second situation is divided into two levels. One is to make a lot of money without telling home, make some small investments, play some stocks and borrow money to win it back. If such people play badly, they should owe a lot of money, perhaps hundreds of millions or even tens of millions. The other is those who are too courageous, fighting, gambling, eating, drinking, whoring and gambling are not serious, these people really have no money to owe, and many people are bankrupt.

The third situation generally occurs in shopping malls. When shopping malls enter the battlefield, it is common to owe money, but under normal circumstances, they are hiding from their families, so that their families are not worried and even thrilling.

Ahem! Life is not easy, things change. I hope people will not be entangled in debt and live a relaxed life.