If you can't apply for a loan only by social security and ID card, if you meet the loan conditions, you can try to apply to our bank. The application requirements and conditions of various loan types are different. First of all, what is the purpose of your loan? Our loans are issued for specific loan purposes (such as buying a house, buying a car, running a business, studying abroad, etc.). ), and when applying for a loan, relevant supporting materials must be provided according to the "loan purpose". Due to the different types of loans provided by branches, it is suggested that you log in to the homepage of China Merchants Bank first, click "Online Customer Service" in the upper right corner, and select manual entry. After providing the opening city and loan purpose of the one-card account, you can check whether the local branch has the loan type, application conditions and materials you need to provide.
Can others use their ID cards and social security cards as mortgage loans?
Usually not.
If individuals borrow money from individuals, this behavior is possible, but not necessary. If you want to borrow money, it is generally not feasible. Generally speaking, the normal loan relationship depends on personal credit, repayment ability and guarantee conditions. The social security card can only prove your identity and prove that you have participated in social security, but you can't borrow money.
Can I get a loan for social security and ID card? The answers are all here.
Some friends are office workers who have just left campus and have no property. When money is tight, there will be questions about whether social security and ID cards can be loaned. Many online lending platforms have social security and ID cards to lend. Here are a few such platforms, and friends in need can apply for them and try them.
Huawuque
Hua Wuque can provide loans of up to 8,000 yuan for friends with social security and ID cards, with a maximum of 6 months and a minimum of 1 month. When applying for a loan, you can provide ID card information and social security information.
Doudouqian
When asked about social security and ID card loans, I will introduce you to Doudou Money. The platform provides borrowers with loans of up to 30,000 yuan, with the longest term of 12 months and the shortest period of 3 months. The monthly interest rate guarantees that everyone will not feel great repayment pressure. When applying, just prepare your ID card and social security deposit certificate.
Wan Yi Hui belt
Wan Yi Loan has four loan products: Sesame Loan, Wage Loan, Social Security Loan and Provident Fund Loan. Friends with social security and ID cards can apply for social security loans with a maximum amount of 654.38+10,000 yuan. The platform only provides loans to young people aged 18-45, and they cannot apply successfully if they are over age.
Buy buy wallet
Answered the question of whether social security and ID cards can be loaned here. Generally speaking, providing social security and ID cards can get a relatively large loan amount on the online lending platform. Friends who want to borrow money click now.
The loan can be completed quickly in three steps, with many choices, fast arrival, high quota and simple procedures.
Can I get a loan with my ID card and social security card?
First, there is no social security loan in the five insurances and one fund, and only the housing provident fund can lend. Provident fund loans refer to loans enjoyed by employees who pay housing provident fund. According to national regulations, all employees who pay housing provident fund can apply for provident fund loans according to the relevant provisions of provident fund loans.
Second, you can't borrow money just by your ID card. The following conditions need to be met:
1, aged 18, Chinese mainland residents with China nationality.
2. Have a stable address and place of work or business.
3. Have a stable source of income.
4. There is no bad credit record (not allowed to continue for six consecutive years), and the loan cannot be used for stock trading or gambling.