1. What is parking space installment business?

This is a credit card parking space installment business. After buying a property, home buyers can apply for such a credit card and then buy a parking space for installment.

2. Can I pay in installments when buying a parking space?

Go to 4S stores. Some 4S stores can make installment payments, but some cannot. Generally, high-priced cars can be mortgaged, while lower-priced cars do not have installment plans. But it also depends on the actual situation of the local 4S store. In some places, even Aveo priced over 40,000 can be phased in.

4S stores will be different. Different banks or financial companies also have the option of purchasing full insurance in installments. Depending on the number of years of purchase, some 4S stores allow you to pay separately for full insurance with some one-time payments each year.

Most 4S stores only allow you to apply for hard-hit jobs of up to 3 or 5 years, such as civil servants and teachers. Such jobs are easier to approve. This also depends on the specific situation of the 4S store, and it can be agreed to five years. If it is such a 4S store cooperation, financial credit, or they have a finance company, they generally have the opportunity to grant it for five years. Banking is hard!

The general conditions for installments are the same. The best thing is that I have a real estate certificate (or a real estate certificate with a guarantor), proof of work and income, and generally need to submit a statement to the bank. Information that partners should provide if married. Salary income exceeds monthly repayments approximately 12 times.

3. Can I get a loan to buy a parking space? Can I pay in installments to buy a parking space?

If there is a China Merchants Bank in your city, you can try to apply for a loan through China Merchants Bank. Please contact us at 8:30- At 18:00, call 95555 and select "2 Manual Service - "1" Personal Banking - "4" Personal Loan Business. Enter the manual service to provide the loan purpose and city to learn more about the required information.

4. Buy a parking space Can I get a loan? Can I pay in installments to buy a parking space?

If you have a house in the community, you can get a loan for the mortgaged parking space, but if you just buy a parking space, you cannot get a loan to buy a house. If you apply for a loan at the same time as you buy, you will get two loans at the same time: one is an ordinary housing mortgage loan, and the other is a loan; and if you apply at the same time, you may also enjoy the benefit of an extended loan period. Currently, the parking space loan business offered by banks is only available. For customers who have applied for first-hand housing loans with the bank, the loan interest rates for parking spaces in the same community are based on the consumer loan interest rates of the same period. However, different banks have different regulations on parking space loans. Loan application conditions:

1. The borrower must be a permanent resident of the location where the loan bank is located and have full capacity for civil conduct;

2. The borrower can provide corresponding guarantees;

3. The borrower can provide corresponding proof of consumption purpose;

4. The borrower has the ability to repay and has no bad loan record.