Ping An Insurance provides policy loan services for life insurance policyholders. If the following conditions are met, Ping An Insurance policy loan can be applied: 1, and the applicant is between 25 and 55 years old; 2, the applicant's household registration or work or long-term residence in the local policy loans; 3. The insured Ping An Life Insurance Company of China has paid the normal fee for more than 3 years, which has not been paid off, and the insured has not changed in the past 1 year; 4. The loan amount applied for must be less than 80% of the cash value of the policy; 5. The applicant's credit status is good and there is no bad credit behavior. For more loan conditions of Ping An Insurance Policy, please visit:/ask/33ce211615833754.html? Zd view more content
2. How to get a loan from Ping An Policy? I've paid it for six years, and I pay 2500 a year. Then how much can I borrow? ...
Hello! The policy loan can be 80% of the cash value of the loan. See if your Ping An account pass is advanced. If it is advanced, you can handle it there. If not, you must contact your policy service personnel to handle it for you.
3. How to borrow the Ping An policy?
Ping An Insurance Loan Method:
During the validity period of the main insurance contract, you can apply for a policy loan with the maximum amount of 80% of the cash value of the policy at that time with the consent of the company. You can borrow money through this project if necessary.
Customers go to the customer service center to consult the customer service center of China Ping An Life Insurance Company of China Insurance Company and the cooperative bank, and make an appointment to go to the counter.
Documents to be prepared:
When the applicant and the insured are the same person:
Application for change of insurance contract (policy loan/repayment)
Identity documents of the insured.
A current settlement account with the applicant as the account name.
When the applicant and the insured are different persons:
Application for change of insurance contract (policy loan/repayment) (if the insured is not authorized, the insured must sign it)
Identity documents of the insured.
A current settlement account with the applicant as the account name.
The identity certificate of the insured
The customer entrusts a salesman or other person to handle it at the customer service center.
Documents to be prepared:
When the applicant and the insured are the same person:
Application for change of insurance contract (policy loan/repayment)
certificate of appointment
Identity documents of the insured.
Agent's ID card
A current settlement account with the applicant as the account name.
When the applicant and the insured are different persons:
Application for change of insurance contract (policy loan/repayment) (if the insured is not authorized, the insured must sign it)
certificate of appointment
Identity documents of the insured.
The identity certificate of the insured
Agent's ID card
A current settlement account with the applicant as the account name.
Expand knowledge:
applicant
Policy-holder (if the policy-holder and the insured are not the same person and the insured is not authorized, the insured must authorize)
Acceptance time
Within the validity period of the policy
Important note:
1. If the insured has authorized it, there is no need to authorize it again;
2. When entrusting a salesman, the trustee is limited to the service personnel of any valid policy under the customer's name;
3. When entrusting others, the trustee is limited to the applicant's parents, spouse, children and other immediate family members.
List of interest rates for policy loans and self-raised funds
4. How to calculate the loan interest of Ping An Pratt & Whitney Insurance Policy? It was held in Ping 'an today.
You can look at your repayment schedule, and the monthly repayment amount and the total amount of your loan can be calculated.