Application conditions: Generally speaking, the borrower 18 -60 years old, with full capacity for civil conduct and China nationality; Have a stable job, have been on the job for half a year, have a high economic income, generally earn more than 4,000 yuan a month, and have strong repayment ability; Having a legal and valid identity certificate and a residence certificate of the place where the loan bank is located, and having a fixed residence for half a year; Good credit status and no bad credit record; Meet other conditions stipulated by the lending bank.

Information requirements: 1) Personal loan application; 2) Valid identity certificate, income certificate, employment certificate, residence certificate and education certificate of the person and spouse; 3) Marriage certificate and household registration book; 4) Proof of family property, including securities, stocks, real estate, car purchase contracts, deposits, etc. ; 5) Proof of loan use; 6) Other information required by the bank.