1. Yirendai When most people think of Yirendai, the first thing that comes to mind is that it is the first overseas-listed stock. This endorsement still gives investors a lot of trust, but the stock price has fallen a bit due to the recent regulatory details. ...I seem to have been sued, so I won’t go into details. Generally speaking, Yirendai has a strong background, and the rate of return is considered to be quite satisfactory among large platforms. The income is generally not high

2. Love money Jinai Qianjin was developed during the rapid development of online lending in 2015. It has not been established for a long time and the business is doing very well. However, in the end, it still depends on whether there will be overdue after completing a project process. It remains to be seen. . In terms of income, it is basically the same as some other large platforms, and there is no outstanding advantage in terms of income. In addition, I briefly looked at his targets and found that they were scattered in small amounts. However, I looked at a few of them which were borrowers’ credit loans and didn’t see any mortgages. . I don’t know how they do risk control, and I agree with the person above who said they don’t understand risk control

3. Rendai

Rendai is a P2P company controlled by Xingwei Group and owned by state-owned enterprises. The chairman of the company is a member of the National Committee of the Chinese People's Political Consultative Conference, so it is impossible to run away. It is said that this company was originally focused on offline operations, but now it is starting to do online business. The disadvantage is that there is no one-month target. The advantage is that the interest is high and the investment can be diversified!

4. Regarding the investment performance-price ratio of the three companies, it still depends on personal investment preferences. For online loan platforms, the price/performance ratio is nothing more than relative safety and relatively high returns. I would say that in terms of safety, there is nothing wrong with these companies at the moment, and in terms of income, they are at the top of the mutual loan network. You can consider diversifying your investments into Yirendai, which is safe and powerful. Although the income is not high, it has a strong father - CreditEase Group; if you want to make money, you still have to be stable, especially in terms of risk control; Renmindai has risk control It's okay. After an on-site inspection, I found that the company is quite big and the income is pretty good. I'm new to it and would like to try the current deposit.