Banks in Wuhu have clarified the standards for "second homes". Most banks use the family as a unit and the credit reporting system of the People's Bank of China as a basis.

The borrower has 1 Properties with a record of housing loans for two or more times can be regarded as “second-home” or above properties. In addition, before applying for a mortgage loan, the borrower needs to provide the lending bank with the personal home purchase record of the "Wuhu City Housing Registration System" or proof of no housing certificate

that his or her family has been registered If you have one or more homes, the home you buy with a refinance loan must be a second or more homes. At present, the down payment for the first house in Wuhu is generally not less than 30% of the total house price, and the down payment for the second house is generally not less than 60% of the total house price.