Hello, what are the requirements for applying for a second-hand housing mortgage loan in Hangzhou: 1. First-hand housing mortgage loan to buy a newly developed new house. You need to mortgage the property you just bought and apply for a mortgage loan for the lender yourself. Requirements for loan procedures: the lender's husband and wife identity certificate, household registration book, marriage certificate, house ownership certificate (sales contract), land certificate (or copy), no house certificate, unit income certificate and guarantee company guarantee certificate are generally handled by the developer collectively, which is relatively simple. 2. Second-hand housing mortgage loan is a second-hand house, which needs to be mortgaged with newly bought real estate. The procedures for the lender to apply for mortgage loan need: identity certificates of the buyer and the seller, and household registration. Hello, the second-hand housing loan process in Hangzhou is as follows:

1. Materials required for submitting second-hand housing loan

2. The bank evaluates the house applying for the loan.

3. Bank approval

Transfer ownership

5. Give the title certificate to the bank as collateral.

6. Bank loans

The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!