Different loan platforms require different conditions when they are opened. For example, users of micro-loans cannot take the initiative to open them, and they can only open them after being invited by the platform. When it can't be opened, users can use WeChat more often in peacetime and invite to open it later.
When borrowing from different platforms, users can compare the amount, installment times and loan interest rate. Then choose a platform that suits you best, let yourself choose the appropriate installment when borrowing money, and you can pay less interest when the loan interest rate is low. These are all things that you need to pay attention to when borrowing money.
Note: the normal use of online loans will not affect the credit information, only if the user does not pay it back; However, the current online lending platform will access the credit information system. If the user fails to repay the loan in time, the overdue record will be uploaded to the credit information center, and all kinds of loans will be rejected after the credit information is poor.