At the end of the year, no loans will be issued from February 25, 65438 to the year-end settlement date. During this period, the bank households entered the storage stage and closed the loan channel. However, the specific time for different banks to stop lending is still different, subject to the bank's notice.

Many regional banks will stop lending at the end of February after the 26th of 65438+, and start month-end settlement or year-end settlement. These days at the end of the month are also difficult for banks to lend money, on the one hand, because the loan amount is insufficient, on the other hand, it is necessary to verify the loan amount expenditure of the month in time. If the bank promises the borrower to lend money at the end of the month, it doesn't mean that it will wait until the last day, and it will also lend money on the 27th-28th.

Term of bank loan at year end

Generally speaking, after applying for a loan at the end of the year and the loan is approved, the bank will lend money after New Year's Day. If you only submit a loan application, you may have to wait until February to get the loan if your personal credit and application materials are all right.

But the end of the year is a special moment. By the end of the year, most banks will stop lending, and the approval time and lending time of loans will be lengthened.